Ujjivan Small Finance Personal Loan offers upto 15 Lakhs with a maximum tenure of 5 years. The loan application process is paperless & easy.
Ujjivan Small Finance Personal Loan is available at attractive interest rates starting from 11.49% per annum for the loan repayment tenure up to 5 years and the amount can range up to Rs. 10 lakhs.
Ujjivan Small Finance Bank has a presence in 24 states across the country. Ujjivan Financial Services launched operation in 2010 & grown its portfolio into personal loan, group customer & MSME sectors.
Moreover, you can easily apply Instant Ujjivan Small Finance Personal Loan as the bank has a 100% contactless application process and disburse personal loans quickly.
To quickly apply online Ujjivan personal loan, click here.
Loan Amount: Rs. 50,000 to Rs. 10 lakh
Loan Tenure: 1 year to 5 years
Interest Rate: 11.49% onwards
Check in details here.
Individuals aged between 22 – 58 years
Salaried professional with a minimum net monthly of income of ₹15,000 and minimum work experience of 2 years.
Self-employed customers can check their details here.
Loan Processing Fee: Up to 2%on the sanctioned loan amount
Preclosure fee: up to 3% on the outstanding principal on the date of settlement
Penal Charges: Rs. 250 per instance
For Identity Proof: Passport size photograph, PAN Card, Company ID Card
For AddressProof: Voter’s ID Card/ Aadhaar Card/ Passport/ Driving License
For Income Proof: 6 month’s statement of bank account, Salary slips of last 3 months
To apply for the Ujjivan Small Finance Personal Loan Online, just follow the following steps.
After submitting all documents required [ex. salary slips/income proof, address proof], Ujjivan Bank will verify eligibility criteria with credit score of borrowers, overdue interest, address proof of salaried individual.
Upon successful verification of borrower credit history, income statement, aadhaar card, Ujjivan Bank will issue credit approval of the customer.
Once you have applied for an instant Ujjivan Small Finance Personal Loan online, checking the loan application is very simple. You have to visit the official website of Ujjivan Small Finance Bank and enter the loan application number and the registered mobile number.
The lender system will generate and show the status on the screen. Or you can contact the customer care division of the bank to know the status of your loan application.
For any personal requirement, you can take up the Ujjivan Small Finance Bank Personal Loan, so no reason will be invalid to take the loan.
After loan disbursal, you can use the amount for any financial needs like medical expenses, education payment.
However, good credit score, address proof will be required.
No, only salaried professionals whose net monthly income is Rs. 15,000 and above are eligible for the Ujjivan Small Finance Bank Personal Loan.
Yes, the bank offers a preclosure facility for the personal loan and it’s chargeable.