Ujjivan Small Finance Bank

Ujjivan Small Finance Personal Loan

Ujjivan Small Finance Personal Loan offers upto 15 Lakhs with a maximum tenure of 5 years. The loan application process is paperless & easy.

Written by Roopya

Ujjivan Small Finance Personal Loan is available at attractive interest rates starting from 11.49% per annum for the loan repayment tenure up to 5 years and the amount can range up to Rs. 10 lakhs.

Ujjivan Small Finance Bank has a presence in 24 states across the country. Ujjivan Financial Services launched operation in 2010 & grown its portfolio into personal loan, group customer & MSME sectors.

Moreover, you can easily apply Instant Ujjivan Small Finance Personal Loan as the bank has a 100% contactless application process and disburse personal loans quickly.

ujjivan small finance personal loan

To quickly apply online Ujjivan personal loan, click here.

Key Features of Ujjivan Small Finance Bank Personal Loan

  • The available personal loan amount is flexible so that you can borrow the loan as per your requirement ranging from Rs. 50,000 to Rs. 10 lakh.
  • Personal loan applicant applying for Ujjivan Small Finance Personal Online get a flexible and long enough tenure to repay the loan in easy monthly instalments.
  • Attractive interest rates starts from 11.49% anually.
  • Ujjivan personal loan has an easy and hassle-free personal loan application process and doesn’t require submitting documents physically while applying for Ujjivan Small Finance Bank personal loan.
  • The loan is collateral-free and doesn’t require any guarantor for approval.
  • Once you have applied for Ujjivan Small Finance personal loan, amount will be disbursed within 1 day of personal loan online application.
  • Ujjivan Financial Services Limited also offers insurance coverage with the personal loan deal to those applying for Ujjivan Small Finance Bank Personal Online.

Visit: Compare Personal Loan Interest Rates

Loan Amount: Rs. 50,000 to Rs. 10 lakh

Loan Tenure: 1 year to 5 years

Interest Rate: 11.49% onwards

Check in details here.

Eligibility Criteria for Ujjivan Small Finance Bank Personal Loan

Individuals aged between 22 – 58 years

Salaried professional with a minimum net monthly of income of ₹15,000 and minimum work experience of 2 years.

Self-employed customers can check their details here.

Fees and Charges for Ujjivan Small Finance Bank Personal Loan

Loan Processing Fee: Up to 2%on the sanctioned loan amount

Preclosure fee: up to 3% on the outstanding principal on the date of settlement

Penal Charges: Rs. 250 per instance

Documents Required For Instant Ujjivan Small Finance Bank Personal Loan

For Identity Proof: Passport size photograph, PAN Card, Company ID Card

For AddressProof: Voter’s ID Card/ Aadhaar Card/ Passport/ Driving License

For Income Proof: 6 month’s statement of bank account, Salary slips of last 3 months

How to Apply for Ujjivan Bank Personal Loan?

To apply for the Ujjivan Small Finance Personal Loan Online, just follow the following steps.

  • Visit Roopya’s website and put personal information like income, age, etc. in the personal loan application form.
  • Then select the Ujjivan Small Finance personal loan option.
  • Fill in the required loan amount, tenure, payment bank details.
  • Check the repayment mode, credit score, loan repayment tenure, processing fee along with other necessary documents for quick approvals.
  • Use the EMI calculator of Roopya to get the estimated EMI. Borrower must verify how much to pay interest to bank.
  • Then submit the form along with all the required documents online.

 Ujjivan-Small-Finance-Personal-Loan-Offer

The Verification Process

After submitting all documents required [ex. salary slips/income proof, address proof], Ujjivan Bank will verify eligibility criteria with credit score of borrowers, overdue interest, address proof of salaried individual.

Upon successful verification of borrower credit history, income statement, aadhaar card, Ujjivan Bank will issue credit approval of the customer.

How to Check the Loan Status

Once you have applied for an instant Ujjivan Small Finance Personal Loan online, checking the loan application is very simple. You have to visit the official website of Ujjivan Small Finance Bank and enter the loan application number and the registered mobile number.

The lender system will generate and show the status on the screen. Or you can contact the customer care division of the bank to know the status of your loan application.

Contact Details

  • 1800 208 2121 is the toll-free number of Ujjivan Small Finance Bank Customer Care.
  • The official mail ID of Ujjivan Small Finance Bank Personal Customer Care is customercare@ujjivan.com where you can send emails.

FAQs 

What should be the valid reason to apply Ujjivan Small Finance Personal Loan?

For any personal requirement, you can take up the Ujjivan Small Finance Bank Personal Loan, so no reason will be invalid to take the loan.

After loan disbursal, you can use the amount for any financial needs like medical expenses, education payment.

However, good credit score, address proof will be required.

Are self-employed persons eligible for Ujjivan Small Finance Personal Loan?

No, only salaried professionals whose net monthly income is Rs. 15,000 and above are eligible for the Ujjivan Small Finance Bank Personal Loan.

Is there any preclosure facility available?

Yes, the bank offers a preclosure facility for the personal loan and it’s chargeable.

 

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