Ujjivan Small Finance Bank

Ujjivan Small Finance Bank Personal Loan is available at interest rates starting from 11.49% p.a. for up to 5 years and the amount can range up to Rs. 10 lakh. Moreover, you can easily apply Instant Ujjivan Small Finance Bank Personal Online as the bank has a 100% contactless application process and disburse personal loans quickly.

Features of applying for Ujjivan Small Finance Bank Personal Loan

  • The available loan amount is flexible so that you can borrow the loan as per your requirement ranging from Rs. 50,000 to Rs. 10 lakh.
  • Borrowers applying for Ujjivan Small Finance Bank Personal Online get a flexible and long-enough tenure to repay the loan in easy monthly instalments.
  • The rate of interest is affordable that starts from 11.49% p.a.
  • The bank has an easy and hassle-free online application process and doesn’t require submitting documents physically while applying for Ujjivan Small Finance Bank Personal Online.
  • The loan is collateral-free and doesn’t require any guarantor for approval.
  • Once you have applied for Ujjivan Small Finance Bank Personal Online, 3 to 4 days are more than enough to disburse and credit the loan amount into your bank account.
  • The bank also offers insurance coverage with the personal loan deal to those applying for Ujjivan Small Finance Bank Personal Online.

Criteria to Apply for Ujjivan Small Finance Bank Personal Loan

Loan Amount Rs. 50,000 to Rs. 10 lakh
Loan Tenure 1 year to 5 years
Rate of Interest @11.49% onwards

 

Fees and Charges for Ujjivan Small Finance Bank Personal Loan

Loan Processing Fee Up to 2%on the sanctioned loan amount
Preclosure Fee Up to 3% on the outstanding principal on the date of settlement
Penal Charges Rs. 250 per instance

 

Eligibility Criteria

Eligible age 22 years to 58 years
Profession Salaried Professional
Minimum Monthly Income Rs. 15,000

 

Documents Required to Apply Instant Ujjivan Small Finance Bank Personal Loan

For Identity Passport size photograph

PAN Card

Company ID Card

For Address Voter’s ID Card/ Aadhaar Card/ Passport/ Driving License
For Income 6 month’s statement of bank account
Salary slips of last 3 months

 

How to Apply Instant Ujjivan Small Finance Bank Personal Loan Online

To apply for the Ujjivan Small Finance Bank Personal Loan Online, just follow the following steps.

  • Visit Roopya’s website and put vital details like income, age, etc. in the required field.
  • Then select the Ujjivan Small Finance Bank Personal Loan option.
  • Fill in the required loan amount, tenure, etc.
  • Use the EMI calculator of Roopya to get the estimated EMI.
  • Then submit the required documents digitally.

The Verification Process

After getting the e-approval, a representative will contact you on behalf of the lender for the verification process as it is vital to process the loan. If everything is verified and found good to go, then you have to sign the loan agreement and your loan amount will be disbursed after that.

How to Check the Loan Status

Once you have applied for an instant Ujjivan Small Finance Bank Personal Loan online, checking the loan application is very simple. You have to visit the official website of Ujjivan Small Finance Bank and enter the loan application number and the registered mobile number. The system will generate and show the status on the screen. Or you can contact the customer care division of the bank to know the status of your loan application.

Contact Details

  • 1800 208 2121 is the toll-free number of Ujjivan Small Finance Bank Customer Care.
  • The official mail ID of Ujjivan Small Finance Bank Personal Customer Care is customercare@ujjivan.com where you can send emails.

FAQs 

  • What should be the valid reason to apply for Ujjivan Small Finance Bank Personal Loan Online?

For any personal requirement, you can take up the Ujjivan Small Finance Bank Personal Loan, so no reason will be invalid to take the loan.

  • Are self-employed persons eligible for Ujjivan Small Finance Bank Personal Loan?

No, only salaried professionals whose net monthly income is Rs. 15,000 and above are eligible for the Ujjivan Small Finance Bank Personal Loan.

  • Is there any preclosure facility available?

Yes, the bank offers a preclosure facility for the personal loan and it’s chargeable.