Ujjivan Small Finance Bank Personal Loan is available at interest rates starting from 11.49% p.a. for up to 5 years and the amount can range up to Rs. 10 lakh. Moreover, you can easily apply Instant Ujjivan Small Finance Bank Personal Online as the bank has a 100% contactless application process and disburse personal loans quickly.
|Loan Amount||Rs. 50,000 to Rs. 10 lakh|
|Loan Tenure||1 year to 5 years|
|Rate of Interestfirstname.lastname@example.org% onwards|
|Loan Processing Fee||Up to 2%on the sanctioned loan amount|
|Preclosure Fee||Up to 3% on the outstanding principal on the date of settlement|
|Penal Charges||Rs. 250 per instance|
|Eligible age||22 years to 58 years|
|Minimum Monthly Income||Rs. 15,000|
|For Identity||Passport size photograph
Company ID Card
|For Address||Voter’s ID Card/ Aadhaar Card/ Passport/ Driving License|
|For Income||6 month’s statement of bank account
Salary slips of last 3 months
To apply for the Ujjivan Small Finance Bank Personal Loan Online, just follow the following steps.
After getting the e-approval, a representative will contact you on behalf of the lender for the verification process as it is vital to process the loan. If everything is verified and found good to go, then you have to sign the loan agreement and your loan amount will be disbursed after that.
Once you have applied for an instant Ujjivan Small Finance Bank Personal Loan online, checking the loan application is very simple. You have to visit the official website of Ujjivan Small Finance Bank and enter the loan application number and the registered mobile number. The system will generate and show the status on the screen. Or you can contact the customer care division of the bank to know the status of your loan application.
For any personal requirement, you can take up the Ujjivan Small Finance Bank Personal Loan, so no reason will be invalid to take the loan.
No, only salaried professionals whose net monthly income is Rs. 15,000 and above are eligible for the Ujjivan Small Finance Bank Personal Loan.
Yes, the bank offers a preclosure facility for the personal loan and it’s chargeable.