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Standard Chartered

Standard Chartered Platinum Rewards Card

Standard Chartered Platinum Rewards Card is another efficient credit card that offers various amazing features and benefits. With this credit card, you will get 100 % cashback with Rs. 500 for dining at various restaurants under the first 90 days. Along with that, you will get 5x reward points online bill payments, and many more. …

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Standard Chartered Platinum Rewards Card is another efficient credit card that offers various amazing features and benefits. With this credit card, you will get 100 % cashback with Rs. 500 for dining at various restaurants under the first 90 days. Along with that, you will get 5x reward points online bill payments, and many more.

Apply Now: Credit Card Application Form

To know more about this credit card, read the information below-

Features of Standard Chartered Platinum Rewards Card

The Standard Chartered Platinum Rewards Credit Card comes with a lot of features and benefits. These are the following benefits of the Standard Chartered Platinum Rewards Credit Card that you can enjoy-

Safe Transactions

The credit cards offered by the Standard Chartered Bank are designed specifically to make every transaction faster and smoother. It has a contactless feature and ensures that every transaction is safe from any fraud.

Online Transactions and Net Banking

The Standard Chartered Credit Cards can also be used for online transactions. You can easily make digital payments through apps such as Samsung Pay, BharatQR, Bharat Bill Payment, and others.

To check the balance, you can also download the app of Standard Chartered Bank on your smartphone.

You can also use UPI pay money instantly for any payment. Furthermore, you can also log in to the official website of the bank and enjoy the net banking facility.

Convert Outstanding Amount into EMIs

With this card, you also get the chance to convert the outstanding amount of your credit card bill into equated monthly installments. Along with that, you will not be charged with any processing fee as well.

Waiver of Renewal Fee

If you spend Rs. 60000 in a year, then the renewal fee will be waived off for the next year. Thus, you will not have to pay the renewal fee of Rs. 250.

Benefits of Standard Chartered Platinum Rewards Credit Card

As we have discussed the various features of the credit card, we have to know about its different benefits as well. These are some following benefits that you can enjoy by availing the credit card-

Earn Reward Points

In the reward points program, on the spend of every Rs. 150, you will earn 5 reward points. You can earn these points by for spends on hotels, dining, as well as fuel.

You can also earn 1 reward point on the transaction of Rs. 150 on other transactions as well with this credit card.

Gift Voucher for Amazon Pay

You will get a Gift Voucher from Amazon Pay worth Rs. 500 on the registered mobile number. Thus, you will get this voucher under 90 days of from the transaction date.

Eligibility Criteria for Standard Chartered Platinum Rewards Credit Card

It is very important to know the eligibility criteria to apply for the Standard Chartered Reward Credit Card. These are the following criteria that you must meet-

Age

The age of the applicant for both salaried and self-employed individuals should be between Rs. 21-65 years.

Income

Both self-employed professionals and salaried individuals should have a stable income. For salaried individuals, they must be working in the present company for at least 6 months.

Location

The applicant should be a resident of the city from where the credit card is offered by the lender.

Credit Score

You must have a credit score of 700 to be eligible to apply for the credit card.

Documents Required for Standard Chartered Platinum Rewards Card

There are various documents that are required to submit with your application. It will require Identity Proof, Income Proof, and Address Proof. These are the relevant documents that you should submit-

Identity Proof

For identity proof, you will need the following documents-

  • Voter ID Card
  • PAN Card
  • Aadhaar Card
  • Passport
  • Passport size Photos

Address Proof

These are the following documents that you will be required for your address proof-

  • Voter ID Card
  • Passport
  • Aadhaar Card
  • Electricity Bill
  • Telephone Bill
  • Ration Card

Income Proof

For salaried professionals, you will have to submit a salary slip of the past few months.

For self-employed businessmen, you will need to submit Income Tax Return, Business Continuity Proof, financial documents, etc.

How to Apply for the Standard Chartered Platinum Rewards Credit Card?

To apply for the credit card, you can follow the below-mentioned steps-

  • Visit our website roopya.com
  • Then, go to the credit card option.
  • Find the credit card and click on ‘Apply Now.’
  • Fill in all the necessary details of the credit card and lastly tick on the box to agree with the terms and conditions.
  • Follow every step carefully and check your details again.
  • Then click on “Submit.”
  • A representative will call you for confirmation and other processes. After completing the verification, you will get the credit card in a few days.

Charges and Fees of Standard Chartered Platinum Rewards Credit Card

These are some charges and fees of the credit card-

Joining Fee– Rs. 250+ 18% GST

Annual Fee-Rs. 250+ 18%% GST

Charges for ATM cash withdrawal– You have to pay 3% of the withdrawn amount.

Finance Charges– 3.49%

Percentage Rate– For the credit card of Emirates World and Visa Infinite, the annual interest rate is 37.20%. However, for all credit cards, the annual interest rate is 23.88%.

Interest rate for cash transactions– You will be charged with 41.88% annually for cash transactions.

Late Payment Fee– No charges for balance less than Rs. 100. For amount between Rs. 101-Rs. 500, the charge is Rs. 500. For amount between Rs. 501-Rs. 5000, the fee is 700. For amount between Rs. 5001-Rs. 15000, the charge is Rs. 800. For amount between Rs. 15000 to Rs. 25000, you have to pay Rs. 1200.

Conclusion

Thus, this is the above-mentioned information about the SC Platinum Credit Card offered by Standard Chartered Bank. With benefits like online payments, loan conversion, overdraft facility, mobile apps for easy and secure payments are best for daily uses and gaining rewards, Thus, if you want to avail of all the above-mentioned benefits, then you must choose this credit card.

FAQs

These are the following credit card faqs about the credit card that will help you to solve your queries-

What is the limit of the Standard Chartered Platinum Rewards Card?

The credit limit of the credit card is decided by the bank. They will verify all your documents and several other factors. It includes your credit score, ongoing loans, repayment habits, etc. If you have a good credit score and a stable monthly income, then you can get a credit card with a high credit limit.

Is Standard Chartered Platinum Card good?

Of course, the SC Platinum Rewards Credit Card is an excellent credit card. There are several benefits that you get with this credit card. You get reward points on dining, loan on credit card, exclusive dining privileges cashbacks, cab bookings rewards exclusive credit, supplementary credit cards, and many more. You can use the credit card for shopping, movies, groceries, food, etc.

Can I pay bills with this credit card?

Yes, you can use the credit card for paying bills as well. You can use the chartered UPI pay money for your SC mobile online bill payments.

What should I do if my credit card gets lost or stolen?

If you find out that if your credit card is stolen or lost, then you need to immediately inform the bank so that they can block the card and prevent any transactions. You can call the customer care services at 18003455000, 011-66014444, 18003451000 or, 011-39404444.

How to apply for the Standard Chartered Credit Card?

To apply for the Standard Chartered Credit Card, follow the steps below-

  • Visit our website roopya.com
  • Then, go to the credit card option.
  • Find the credit card and click on ‘Apply Now.’
  • Fill in all the necessary details of the credit card and lastly tick on the box to agree with the terms and conditions.
  • Follow every step carefully and check your details again.
  • Then click on “Submit.”
  • A representative will call you for confirmation and other processes. After completing the verification, you will get the credit card in a few days.

What are the important documents that are needed to apply for the credit card?

You will require identity proof, residence proof, and income proof. These are the important documents-

Identity proof– Voter ID Card, PAN Card, Aadhaar Card, Passport, Passport size Photos, others.

Residence Proof– Voter ID Card, Passport, Aadhaar Card, Electricity Bill, Telephone Bill, Ration Card

Income Proof– Financial Documents, Salary Slips, others.

What is the renewal fee from the second year?

The renewal fee from the second year is Rs. 250+ the services tax.

What are the late fees of the SC Platinum Rewards Credit Card?

These are the late fees that differ on the basis of the outstanding balance-

No charges for balance less than Rs. 100. For amount between Rs. 101-Rs. 500, the charge is Rs. 500. For amount between Rs. 501-Rs. 5000, the fee is 700. For amount between Rs. 5001-Rs. 15000, the charge is Rs. 800. For amount between Rs. 15000 to Rs. 25000, you have to pay Rs. 1200.

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