Standard Chartered Bank offers personal loan amounts ranging from Rs. 1 lakh to 5 lakh for up to 60 months of repayment tenure. And the interest rates start from 11.49% p.a. Besides, the loan has part-payment and foreclosure options too.
Benefits You Get
|Loan Amount||Rs. 1,00,000 to Rs. 50,00,000|
|Tenure||12 months to 60 months|
|Rate of Interest||11.49% p.a. onwards|
|Processing Fee||Up to 2.25% on the sanctioned loan quantum|
Fees and Charges
|Foreclosure Charges||0-12 EMIs repaid- 5% on the outstanding principal
12-24 EMIs repaid- 4% on the outstanding principal
25-36 EMIs repaid- 2% on the outstanding principal
After 36th EMI repaid- 1% on the outstanding principal
|Penalty for Late Payments||Rs. 495 (Taxes are applicable)|
|Instrument Swapping Charges||Rs. 500 (Taxes are applicable)|
|Interest Charged on Arrears||2% per month|
To apply Instant Standard Chartered Personal Loan Online, meeting the following eligibility criteria is crucial.
The following documents will be required to apply Standard Chartered Personal Loan online.
|Proof of Identity (any one from the list)||Aadhaar Card
Voter’s ID Card
Photo Ration Card
|Address Proof (any one from the list)||Passport
Utility Bill (Electricity or Telephone bill)
Insurance Policy Documents
Here are the steps to apply Instant Standard Chartered Personal Loan online through Roopya’s official website.
Process to Check Loan Status When You Apply Instant Standard Chartered Personal Loan Online
You can check your loan status on the official website of Standard Chartered bank through the following process.
How to Contact The Customer Care
|Delhi, Mumbai, Pune, Kolkata, Ahmedabad, Chennai, Bengaluru, Hyderabad, Allahabad, Chandigarh, Amritsar, Ludhiana, Bhubaneswar, Jaipur, Kanpur, Nagpur, Surat, Vadodara, Lucknow, Cochin, Coimbatore||3940 4444
|Gurgaon, Noida||011-3940 4444
011- 6601 4444
|Guwahati, Jalgaon, Mysore, Cuttack, Mathura, Dehradun, Thiruvananthapuram, Vishakhapatnam, Saharanpur||1800 345 1000|
|Siliguri||1800 345 5000|
FAQs on Standard Chartered Personal Loan
Usually, the lender takes 4-7 working days to disburse the loan amount after the approval.
No, the Standard Chartered Personal Loan is collateral-free and doesn’t as for any guarantor for approval.
You can repay the loan through the NACH mandate.
No, you don’t have to be an existing customer to apply Standard Chartered Personal Loan online. However, the bank may sanction the loan faster an existing customer at the more convenient rate of interest, along with some value-added service.