Standard Chartered Bank

Standard Chartered Bank offers personal loan amounts ranging from Rs. 1 lakh to 5 lakh for up to 60 months of repayment tenure. And the interest rates start from 11.49% p.a. Besides, the loan has part-payment and foreclosure options too.

Benefits You Get

  • High Loan Amount- Standard Chartered Personal Loan can range from Rs 1 lakh to Rs. 50 lakh to support you in any financial need.
  • Long Repayment Tenure- Borrowers will get 12 months to 60 months to repay the loan quantum in easy and bearable EMIs.
  • Transparency- The loan does not have any hidden chargeswhether you apply instant Standard Chartered Personal Loan online
  • The Conditional Facilities- Conditional foreclosure and part-payment options are also there. In a year, the part-payment is allowed up to 25% of the outstanding loan.

Loan Criteria

Loan Amount Rs. 1,00,000 to Rs. 50,00,000
Tenure 12 months to 60 months
Rate of Interest 11.49% p.a. onwards
Processing Fee Up to 2.25% on the sanctioned loan quantum


Fees and Charges 

Foreclosure Charges 0-12 EMIs repaid- 5% on the outstanding principal

12-24 EMIs repaid- 4% on the outstanding principal

25-36 EMIs repaid- 2% on the outstanding principal

After 36th EMI repaid- 1% on the outstanding principal

Penalty for Late Payments Rs. 495 (Taxes are applicable)
Instrument Swapping Charges Rs. 500 (Taxes are applicable)
Interest Charged on Arrears 2% per month


Eligibility Criteria

To apply Instant Standard Chartered Personal Loan Online, meeting the following eligibility criteria is crucial.

  • Age- 22 years to 58 years.
  • Occupation- salaried individual
  • Net Income- It should be more than Rs. 22,000 per month.

Documents Required

The following documents will be required to apply Standard Chartered Personal Loan online.

Proof of Identity (any one from the list) Aadhaar Card

Voter’s ID Card

PAN Card


Driving License

Photo Ration Card

Address Proof (any one from the list) Passport

Utility Bill (Electricity or Telephone bill)

Ration Card

Driving License

Rental agreement

Insurance Policy Documents


How to Apply Standard Chartered Personal Loan Online

Here are the steps to apply Instant Standard Chartered Personal Loan online through Roopya’s official website.

  • Step 1- Roopya will generate the most competitive quotes for you after you submit your personal details on the website.
  • Step 2- Select Standard Chartered from the quotes to apply Standard Chartered Personal Loan online.
  • Step 3- Here you can even calculate your EMIs.
  • Step 4- To apply Standard Chartered Personal Loan Online, the whole process will take around 2 minutes and you’ll get a notification for instant approval.

Process to Check Loan Status When You Apply Instant Standard Chartered Personal Loan Online

You can check your loan status on the official website of Standard Chartered bank through the following process.

  • Select the ‘Track your online application status’ option and put the required details in the relevant fields.
  • Then click on the ‘Submit’ tab, and your status will be displayed on the screen.

How to Contact The Customer Care

  • Write an email to
  • You can type an SMS and send it to 9980033333.
  • Visit the nearest branch of the Standard Chartered Bank.
  • Or can call on the following numbers from the respective locations.
Delhi, Mumbai, Pune, Kolkata, Ahmedabad, Chennai, Bengaluru, Hyderabad, Allahabad, Chandigarh, Amritsar, Ludhiana, Bhubaneswar, Jaipur, Kanpur, Nagpur, Surat, Vadodara, Lucknow, Cochin, Coimbatore 3940 4444

6601 4444

Gurgaon, Noida 011-3940 4444

011- 6601 4444

Guwahati, Jalgaon, Mysore, Cuttack, Mathura, Dehradun, Thiruvananthapuram, Vishakhapatnam, Saharanpur 1800 345 1000
Siliguri 1800 345 5000


FAQs on Standard Chartered Personal Loan

  • What is the approximate time the lender takes to disburse the loan amount?

Usually, the lender takes 4-7 working days to disburse the loan amount after the approval.

  • Do I need to produce any collateral or guarantor to apply instant Standard Chartered Personal Loan online?

No, the Standard Chartered Personal Loan is collateral-free and doesn’t as for any guarantor for approval.

  • What are the ways to repay my Standard Chartered Personal Loan?

You can repay the loan through the NACH mandate.

  • Is it mandatory to be an existing account holder to apply instant Standard Chartered Personal Loan online?

No, you don’t have to be an existing customer to apply Standard Chartered Personal Loan online. However, the bank may sanction the loan faster an existing customer at the more convenient rate of interest, along with some value-added service.