SBI Elite Credit Card features milestone privilege points with attractive welcome benefits. Aldo offers international lounge access with 6 airport visits.
If you are a travel & shopping freak, looking for a credit card to assist you in handling your travel and lifestyle needs, the SBI ELITE credit card is for you. Launched in 2016, SBI card ELITE offers 5X elite rewards points on Dining, Departmental stores and Grocery Spends.
With numerous features and benefits, these cards have appeared to be one of the most sought-after alternatives when SBI cards with attractive deals are searched for.
This SBI card ELITE option, in addition to being the travel and lifestyle card, is also the best dining and entertainment credit card option. hence, if you are an entertainment lover and you prefer to go out frequently for a movie date or dinner with your beloved, this card is for you.
For people who are frequent travelers or are movie freaks or love outside food, this credit card from SBI is of great help. How? This is because using this credit card won’t make you feel you are investing in something unimportant. You, instead, are eligible to get high reward points on every spend. Isn’t that great?
On joining, you will require to pay Rs 4,999 + applicable taxes to activate this SBI credit card. This amount will act as your annual fee or renewal for the upcoming years of use of this ELITE card. However, if you spend at least Rs 10 lakh in a year, this annual fee for the following year would be waived.
Hence, the more you use this SBI card ELITE version, the more advantages you will be likely to enjoy.
As the name suggests, this card is meant for people belonging to the elite class with a significant earning of at least Rs 60,000 per month.
Go to Compare Credit Cards Features to get best deals on credit cards.
The features exhibited by the SBI card elite are as follows:
As soon as your card gets activated and you pay the annual fee, you will instantly receive an e-Gift Voucher worth Rs 5,000 through an SMS. You will require choosing the voucher options within 15 days of the payment of the annual fee.
However, once you receive it on your registered mobile number or email ID. You can use this voucher for your purchases from travel and lifestyle brands, like Pantaloons, Shoppers Stop, and Bata/Hush Puppies. You just need to share the code at the store and proceed with the redemption of the points.
You can also use the gift voucher for your online purchase benefits via Yatra and Shoppers Stop.
There are Aditya Birla Retail E-Gift Voucher options available that you can use by sharing codes at the brand stores of Van Heusen, Peter England, Louis Philippe, Planet Fashion, Simon Carter, Allen Solly, etc.
As an SBI credit card user, you are eligible to get free movie tickets, and that too worth Rs 6,000 every year. This will mean booking a minimum of two tickets in one go per month.
This SBI card ELITE option lets users earn up to 50, 000 bonus reward points, which can go up to Rs 12,500 per annum.
The elite rewards also include earning 10,000 reward points on an annual expenditure ranging between Rs 3 lakh and Rs 4 lakh.
Plus, when you are an SBI card ELITE user, you are also eligible to earn up to Rs 15000 reward points if your expenditure amount falls between Rs 5 lakh and Rs 8 lakh.
You can earn a total of 10 reward points for every expenditure worth Rs 100, be it made in departmental stores, dining or groceries. There are no points for fuel spends.
If the SBI card elite users’ annual spend exceeds Rs 10 lakh, they do not require paying the annual fee for the following year anymore.
The SBI ELITE credit card has the lowest Foreign Exchange Markup charge at 1.99% to offer to SBI card elite users for overseas use.
Being the SBI card elite user, you get an opportunity to be assisted exclusively by the bank representatives with everything, including travel bookings, movie and dinner reservations, holiday package selection, flower delivery, online doctor consultation, gift delivery, etc.
Wave and make payment facility is what makes the transactions fast and convenient.
You just need to bring the credit card in front of the card reader to make the transaction happen.
When you wave the card for payment, you hold it in your own hands, and hence, there is no chance of it getting stolen or misplaced after use.
The card is accepted worldwide in more than 24 million outlets, including 3,25,000 stored within India alone.
The cardholders get fraud liability cover worth Rs 1 lakh. This coverage is applicable 48 hours before the loss is reported to 7 days after the same.
This SBI card elite version is eligible for replacement as well even when you are traveling to some other country.
You can apply for add-on cards for your immediate family members, who must be 18 years or more in age.
You can withdraw cash on the go from more than 1 million ATMs across the globe using your Visa or Mastercard.
Some of the benefits of SBI ELITE credit card are as follows:
One of the travel benefits of using this card is to have complimentary Trident Privilege Red Tier Membership benefits, which begin as soon as the registration is complete. You instantly receive 1,000 reward points as a welcome gift.
You get bonus points of 1500 on the very first day of your stay at the hotel. In addition, the cardholders will be credited with Rs 1,000 if they opt for an extended night stay. The individuals get a fuel surcharge waiver of 1% on transactions ranging from Rs 500 to Rs 4,000.
This is applicable for fuel purchase at any petrol pump. The maximum fuel surcharge waiver you receive is Rs 250.
You are allowed two complimentary domestic airport lounge access once in three months within India. In addition, card users can receive the benefits of the Priority Pass Program.
You can enjoy six complimentary international lounge access in a year, including a maximum of two visits once in three months.
As a cardholder, you get access to over 1,000 airport lounges all across the globe.
Under this program, the users get a chance to enjoy a complimentary membership to Club Vistara Silver.
You receive one free Lounge Access Voucher along with one Upgrade Voucher. On every expenditure of Rs 100, you receive nine Club Vistara Points.
You can enjoy 4 rounds of complimentary green fees access along with a maximum of 50% off on golf games along with one complimentary lesson per month at the chosen golf courses in India.
The card users can receive up to 15% discount on the rooms and also enjoy a discount of up to 15% on F&B at the Lalits.
You can save up to 10% and 35% on Hertz car rental and Avis car rental, respectively. In addition, the card users enjoy exclusive benefits across 900 luxury hotels across the globe.
This part of the deal offers the best dining experience with a huge saving of up to 25% in the city you are using the card in.
You can also enjoy the complimentary tablet plus membership, thereby getting access to VIP upgrades and privileges at Indian hotels as well as accommodations across the globe.
Though the benefits are many, you can only enjoy them if you are eligible to apply for the SBI ELITE credit cards.
To know if you qualify, you can check the below-mentioned criteria that make you eligible for making the application:
To check the eligibility criteria more accurately, you can:
While applying for this SBI credit card, you need to make sure to accompany the application with the following documents:
However, the State Bank of India might ask for some other document as applicable for advanced verification.
There are two ways of applying for the SBI ELITE credit cards – one is through the official website of SBI and another is through us – roopya.com.
Using SBI official website
Once you apply with all the documents attached, you will receive an application ID using which you can track your application status.
As stated above, you receive a number of reward points in lieu of your loyalty towards the bank and its products. If you are looking forward to redeeming the same. here are the steps that you need to follow:
SBI Contact Points
Mail Address: SBI Cards and Payment Services Limited
Unit 401 & 402, 04th Floor, Aggarwal Millennium Tower,
E-1,2,3 Netaji Subhash Place,
Wazirpur, New Delhi 110034
Send an SMS to 5676791 from your registered mobile number.
The credit limit on the SBI Elite card is at the discretion of the bank and it will be applicable as per the decision taken by SBI.
However, a credit score of 750 or more is required for you to be eligible for the card.
Of course, it is. With lots of features and benefits, these cards are one of the best travel, lifestyle, and entertainment credit cards at the moment.
The annual fee for the card is Rs 4,999, which is also the renewal fee to be paid every year.
Some of the benefits of SBI ELITE credit card are as follows:
Credit cards are one of the greatest inventions of the 21st Century.
Circling around the same old credit card offers can get boring, fast.