IDFC First Bank

Applicants can apply IDFC First Bank Personal Loan online through Roopya to avail of a loan amount of up to Rs. 40 lakh at the rate of interest starting from 10.75%. And a repayment tenure of up to 84 months will be available for the potential borrowers.

What Are The Benefits You Can Get If You Apply Instant IDFC First Bank Personal Loan Online

Applicants get the following benefits if they apply instant IDFC First Bank Personal Loan online.

  • Easy online application process.
  • High loan amount.
  • Long repayment tenure.
  • Convenient ROI.
  • Foreclosure and part-payment facilities.

You Can Avail of The Following Loan Criteria If You Apply Instant IDFC First Bank Personal Loan Online

  • Loan Amount- Rs. 1 lakh to Rs. 40 lakh
  • Loan tenure- 12 months to 84 months
  • ROI- 10.75% onwards
  • Processing Fee- Up to 3.5% on the loan amount
  • Foreclosure fee- 5% on the outstanding principal
  • Cheque swap charges- Rs. 500
  • EMI bounce charges- Rs. 400
  • Charges for certificates, statements, and schedules- Rs. 500
  • Collection charges- Rs. 350

Eligibility Criteria to Apply Instant IDFC First Bank Personal Loan online

Salaried persons and self-employed individuals have to fulfill the following requirements to apply IDFC First Bank Personal Loan Online.

  • Age- 23 years to 58 years (salaried employees), 28 years to 68 years (self-employed individuals)
  • Your business should at least 3-years old and should have good PAT for the last 2 years.

Documents Required To Apply IDFC First Bank Personal Loan Online

  • PAN Card
  • Form 60
  • Address proof
  • Income Proof
  • Bank statements
  • Business proof

FAQs

  • Do I need to provide collateral to apply Instant IDFC First Bank Personal Loan online?

No, to apply IDFC First Bank personal loan online, you don’t have to provide any collateral or guarantor.

  • How can check the status of my application if I apply instant IDFC First bank Personal Loan Online?

Visit the webpage of IDFC First Bank to check the application status.

  • What are the customer care contact numbers?

Whether you apply instant IDFC First Bank Personal Loan Online or offline, you can dial 1860 500 9900 or 1800 419 2332 to connect with customer care for any assistance.