If you apply instant ICICI Bank personal Loan online then you get a convenient rate of interest ranging from 10.5% to 19% p.a. And the loan amount can range up to 25 lakh that the lender can disburse within 3 seconds.
The Benefits You Get When You Apply Instant ICICI Bank Personal Loan Online
The Loan Criteria You Get When You Apply ICICI Bank Personal Loan Online
|Loan Amount||Up to 25 lakh|
|Loan Tenure||Up to 72 months|
|ROI||10.5% to 19%|
|Loan Processing Fees||Up to 2.25% (GST applicable)|
|Penal Charges for Late Payment||24% p.a.|
|Prepayment fees||5% on the outstanding principal (GST applicable)|
|Charges for Repayment Mode Swap||Rs. 500 per event (GST applicable)|
|Charges for EMI Bounce||Rs. 400 per event (GST applicable)|
|Loan Cancellation Charges||Rs. 3,000 (GST applicable)|
|Other charges||At actuals|
Salaried individuals have to meet the following criteria to apply ICICI Bank Personal Loan Online.
Self-employed professionals or individuals have to meet some other eligibility criteria to apply ICICI Bank Personal Loan online.
Salaried employees and self-employed individuals will need to submit different documents to apply for instant ICICI Bank Personal Loan Online.
|Salaried Employees||Self-employed Individuals|
|· Identity Proof
· Address Proof
· Salary slips (past 3 months)
· Bank Statements (past 3 months)
· Passport Size Photographs (2 copies)
|· ID proof
· Address proof
· DOB proof for KYC
· Last 2 years’ audited financial statements
· Proof of office address and its ownership
· Proof of ownership of the residence
· Proof of the continuity of your business
· Bank Statements (last 3 months)
Use The EMI Calculator When You Apply ICICI Bank Personal Loan Online
When you apply instant ICICI Bank Personal Loan online through Roopya, you can avail of the opportunity to calculate the EMI before applying for the loan. Enter your loan requirements such as loan quantum, tenure, and ROI, and click on the calculate tab to see the output.
Visit the official website of ICICI Bank and enter your mobile number, DOB, and application number to see the application status when you apply ICICI Bank Personal Loan online.
Yes, you can avail of the conditional foreclosure facility and 5% interest will be charged on the outstanding principal.
When you apply instant ICICI Bank Personal Loan online, you can avail of the top-up loan facility offered by the bank. But you have to repay at least 12 EMIs to be eligible for a top-up loan.
Whether you apply instant ICICI Bank personal loan online or offline you can call on the toll-free number 1860 120 7777. Or you can write to them to resolve your queries.