HDFC

HDFC Diners Clubmiles Credit Card

HDFC Diners Clubmiles Credit Card offers huge travel benefits with airport lounge access. Also, earn airmiles with reward points

Written by Roopya

Check Pre-Approved Credit Cards
for you in Just One Click

Digits Only

HDFC Diners Clubmiles Credit card is considered as one of the premium credit cards by HDFC Bank. It offers several world-class benefits that ensure you have a smooth experience throughout the year.

It comes under the category of “ClubMiles.” it looks similar to the credit card called “HDFC Diners premium Card.” the numbers and the name upon the card are embossed in gold color. The design is extremely sleek and stylish as well.

HDFC Diners ClubMiles Credit Card covers all the necessary features like shopping, travel, dining, and many more. You can avail of the benefits of this card by applying it online or visiting your nearest HDFC Bank. To know more about the HDFC Diners Clubmiles Credit Card, read the following information below-

 Highlights of HDFC Dines Clubmiles Credit Card 

Reward Points4 Reward points per Rs. 150 spent
1 Reward point=1 Air Mile/Rs. 0.50
Partner airlines: British airways, InterMiles, Kris Flyer, Club Vistara
Dining OffersGet 15% discount at partner restaurants along with other benefits
Choose between 1400 restaurants
Lounge Access6 Complimentary lounge access at 1000 lounges worldwide
AirmilesConvert your airmiles into reward points
Annual FeeRs. 1000+taxes
Annual fee waived off on spending Rs. 1 lakh in 1 year
Insurance CoverageAir accident coverage of Rs. 1 Cr
Emergency medical expenses cover of Rs. 25 lakh
Credit liability of Rs. 9 lakh
Minimum SalaryRs. 30,000/month for salaried individual
Rs. 3,60,000 per annum for self-employed

Looks impressive? Apply here.

Table of Content

Features of HDFC Diners Clubmiles Credit Card

HDFC Diners Clubmiles Credit Card has various key highlights that make your experience more luxurious. In this section, we will talk about welcome benefits, reward points, and others. read further to know more details about the features of Diners Clubmiles Credit Card-

Welcome Gift

HDFC Diners Clubmiles Credit Card by HDFC Bank comes along with a welcome gift. You will get 1000 reward points as a welcome benefit with the Diners Club Miles Credit Card.

Along with that, you can also earn 1000 reward points during every card renewal as a renewal benefit. but, you cannot enjoy this bonus if the annual fee is waived.

Annual Fee Waiver

One of the major highlights of the HDFC Diners Clubmiles Credit Card is that you will get an annual fee waiver. You can avail of this benefit when you spend Rs. 1 lakh in a year. Hence, you can later redeem these reward points and gain several benefits.

The annual fee for the HDFC Bank Club Miles Credit Card is Rs. 1000. |hence, for renewal of the credit card every year, you have to pay this amount to continue enjoying its services.

Reward Points

Another key highlight of the HDFC Diners Clubmiles Credit Card is the reward points program. In this section, for every transaction of Rs. 150, you will earn 4 reward points.

Also, you redeem the reward points for various vouchers and gifts available in the rewards catalog of HDFC Credit Cards.

These reward points offer various advantages during your traveling and hotel bookings as well. Apart from that, you can easily redeem these reward points for air miles and enjoy luxurious benefits the whole year.

Compare with other cards: Visit compare credit cards.

Benefits of HDFC Diners Clubmiles Credit Card

After the key highlights, you will learn about the several benefits that the HDFC Diners Clubmiles Credit card offers. With all these below-mentioned benefits, it is considered as one of the best credit cards by HDFC Bank. Here are the benefits of HDFC Diners Clubmiles Credit Card –

Travel Benefits

HDFC Diners Clubmiles Credit Card offers various travel advantages to enhance your luxurious experience during vacations. The 1 reward point is equivalent to 1 air mile. Thus, you can exchange reward points for hotel bookings and flight tickets. (1 Reward Point means Rs. 0.50.)

You can redeem the reward points and book your flights with partner airlines such as Singapore Airlines, Jet Airways, and British Airways. Apart from that, you get discounts for booking hotels using the reward points such as Club Vistara and Trident Hotels.

You will also enjoy 6 complimentary visits to more than 700 international and 25 domestic lounge access.

Thus, these travel benefits are beneficial for travelers and shopaholics. With the above-mentioned discounts and benefits during your travel, you will not miss any opportunity of enjoying a smooth experience.

Cashless Transactions

Just like other credit cards, you also get the opportunity for cashless transactions. If you are enjoying dinner at a restaurant or shopping, you can simply give the card during the payment, and you are done.

The card is sleek and stylish and its minimalist design makes it more attractive. It is configured with a CHIP system so that you tap just tap or dip the card on the POS system for making any transaction.

Lifestyle and Dining Privileges

The HDFC Diners Clubmiles Credit Card also offers several lifestyles and dining privileges to the users. With this credit card, you get 24×7 assistance or concierge services for your every traveling need. If you face any problem during your travel, you can simply contact the concierge desk to solve them instantly.

Apart from that, you also get a significant discount of 15% to enjoy fine dining and delicious meals at various partner restaurants across the country.

Insurance Cover

The HDFC Diners Clubmiles Credit Card also provides various insurance covers for its users. You can get complimentary insurance for protecting yourself and your family from any unwanted incident.

With the HDFC Diners Clubmiles Credit Card, you get insurance coverage for medical expenses of up to Rs. 25 Lakhs.

Also, you get an insurance for air accident of Rs. 1 Crore.

After that, for delay of baggage and its loss, you get a travel insurance cover of Rs. 55,000.

The users also get coverage of credit liability of Rs. 9 Lakh with the Diners Club Miles Credit Card.

Thus, these are the insurance covers that will eventually benefit you in the future. So, you can now freely enjoy your trips and stays at hotels and if any crisis occurs, you can avail the above-mentioned offers.

With this insurance that you get along with the Diners Club Miles Credit Card, you can easily enjoy your vacations without any worries.

Eligibility Criteria for HDFC Diners Clubmiles Credit Card

To avail of the benefit of HDFC Diners Clubmiles Credit Card, you need to meet the eligibility criteria set by the HDFC Bank. If you fit in the below-mentioned criteria, you can then proceed to apply for the HDFC Credit Cards-

Age

For salaried and self-employed individuals, the minimum age limit to apply for HDFC Diners Club miles Credit Card is 21 years.

The maximum age to apply for HDFC Diners Clubmiles Credit Card for salaried individuals is 60 years. Whereas for self-employed individuals the maximum age is 65 years.

CIBIL Score

CIBIL Score of both salaried and self-employed individuals should be 700 or more than that.

Nationality

The applicant should be a citizen of India. If they reside outside India, they need to produce the required documents to the HDFC Bank for verification.

Salary

It is very important that the applicant should have a decent salary to apply for HDFC Club Miles Credit Card by HDFC Bank. The annual Income Tax Return should be Rs. 6 lakhs. Also, the monthly income should be at least Rs. 50,000 or above.

The eligibility criteria can change according to the rules and regulations of the government. Thus, you must enquire what are the basic eligibility criteria to apply for HDFC Bank Diners Clubmiles Credit Card.

Documents Required for HDFC Diners Clubmiles Credit Card

After you know about the eligibility criteria to apply for HDFC Diners Clubmiles Credit Card, you need to submit the necessary documents for verification. These are the important documents that you need for verification-

Address Proof

  • Voter ID Card
  • Passport
  • Adhaar Card
  • Ration Card
  • Electricity Bill

Income proof

  • Form 16
  • PAN Card Photocopy
  • Salary Slip
  • Income Tax return of Past Six Months

Identity Proof

  • Recent Coloured Sized Photocopy
  • Adhaar Card
  • Passport
  • Driving License

These are the above-mentioned documents that you need to submit for verification. You can make a photocopy of these documents and upload a photocopy with your application. Also, the bank can ask you to provide additional documents during the process. So, it is very important that you show the right documents to the bank otherwise, they will reject your application.

How to Apply for HDFC Diners Clubmiles Credit Card?

It is very easy to apply for HDFC Diners Clubmiles Credit Card. You can visit the HDFC Bank Website for the online application process. Or, you can also visit the nearest branch of HDFC Bank and apply for the card.

For the offline process, you can ask the bank executive to give you the application form. If you have any difficulty or confusion you can ask them for help.

For the online process to apply for HDFC Bank Diners ClubMiles Card, you can follow these below mentioned steps-

  • Visit the website of HDFC Bank
  • Then, go to borrow and then click on “Credit Cards.”
  • After that, scroll down and click on “Lifestyle.”
  • Then go to “Apply Online.”
  • After that, fill in the required details such as your name, address, PAN Card details, etc.
  • Then, you need to upload the above-mentioned documents.
  • Click on “Submit.”

After completing the above-mentioned process, you will receive a message about your application number in your mobile number. To check the application status of your credit card, you can use the application number by clicking on “Track Application.” Then, you might have also visited the bank for the further verification process.

Credit Limit of HDFC Diners Clubmiles Credit Card

The limit of the HDFC Diners Clubmiles Credit Card is decided by the bank. The HDFC Bank will determine various factors to set your credit limit. Such as ongoing debts, repayment habits, credit score, income, ITR, net monthly income and many more are thoroughly verified to set your credit limit accordingly.

Fees and Charges of HDFC ClubMiles Credit Card

The Fees and Charges of the HDFC ClubMiles are listed below-

Joining Fee– Rs. 1000

Renewal Fee– Rs. 1000

Cash Withdrawal Fee– Minimum amount for cash withdrawal is Rs. 500. The cash withdrawal fee is 2.5% on the total amount.

Cash Processing Fee– the cash processing fee is Rs. 100.

Charges for payment return– The minimum charge for payment is Rs. 450. The charge is 2.5% of the total amount.

Charges for Over Limit– Minimum amount is Rs. 450. The charge for over-limit is 2.5% on the total amount.

Charges for Outstation Cheque Processing– For cheques valued up to Rs. 5000, the fee is Rs. 25. For cheque more than Rs. 5000, the charge is |Rs. 50.

Interest Rate– HDFC Bank charges 3.49% as interest rate every month.

Fee for Rewards Redemption– Rs 99.

Foreign Currency Transaction Charges– the minimum transaction amount for foreign currency transactions is Rs. 450. The HDFC Bank will charge you 2% of the total transaction.

Reissuance of Card– Rs. 100

Charges for Late Payment– For amounts less than Rs. 100- No charges. For amount between Rs. 100-Rs. 500- Rs. 100. For amount between Rs. 501- Rs. 5000- Rs. 500. For amount between Rs. 5001- Rs. 10,000- Rs. 600. For amount between Rs. 10,001- Rs. 25000- Rs. 800. For amounts more than Rs. 25000- Rs. 950.

HDFC Diners Club Miles V/s HDFC Millennia Credit Card

Both HDFC Diners Club Miles and HDFC Millennia Credit Card are popular credit cards by HDFC Bank. If you are confused between these two credit card options, then you can read the following information to clear your confusion-

Get more details about: HDFC Millennia Credit Card

Airport Lounge Access– With the Millennia Credit card offered by HDFC Bank, you will get up to 8 complimentary access to domestic lounges. Along with that, you will get 2 complimentary visit on every quarter.

Whereas with the HDFC diners Clubmiles Credit Card, you will get up to 6 complimentary access at more than 1000 airports across the world.

Welcome Gift– The Millennia Credit Card comes along with a welcome benefit of 1000 cashpoints. After that, you also get a gift voucher worth Rs. 1000 on the spend of Rs. 1 lakh in a single quarter.

Whereas with HDFC Diners clubmiles credit card, you will get 1000 reward points.

Cashback and Reward Points– There are various options from where you can gain reward points in Millennia Credit Card by HDFC bank. In this section, you will earn 5% cashback for shopping from Flipkart, Amazon, Hotel Bookings and Flight bookings through apps called SmartBuy and PayZapp. You will also earn a cashback of 2.5% on every online transaction of minimum Rs. 2000. Also, you will get 1% cashback for every online spend for a minimum transaction of Rs. 100.

The HDFC Diners Clubmiles Credit Cards give 4 reward points for every transaction of Rs. 150. Also, one reward point is equivalent to 1 air mile. You can redeem these reward points for vouchers and gifts, air tickets and hotel bookings as well.

Fuel Surcharge Waiver

You will also get a Fuel Surcharge Waiver of 1% along with the HDFC Millennia Credit Card. For every transaction of Rs. 250, you can avail of these benefits.

But, with the HDFC Club Miles Credit Card, you don’t get any benefit of the Fuel Surcharge Waiver.

Other Important Benefits- The HDFC Millennia Credit Card offers its customers to enjoy easy and contactless payments. Also, for spending of Rs. 30000 under the 90 days from card issuance, the first year membership will be waived off by the HDFC Bank.

On the other hand, you will enjoy plenty of extra benefits with the HDFC Bank Club Diners Credit Card. Firstly, you will get an insurance cover on Travel of Rs. 50,000 for baggage loss or delay. Then, you will get an insurance cover of a medical emergency of Rs. 25 Lakhs. Thirdly, you will also get a 15% discount at more than 1400 partner restaurants through India. You will also get benefitted from the cover of credit liability worth Rs. 9 lakh.

This is a notable comparison between HDFC Millenia Credit Card and HDFC Diners Club Miles Credit Card. You may observe that the HDFC Millennia Credit Card offers various services. But the HDFC Diners Club Miles Cover has limited benefits. However, the insurance covers offered by the HDFC Club Miles Credit Card are various in comparison to the Millennia Credit Card.

So, if you are going to buy any of these credit card, you must know what these credit card offer and what benefits you want to avail. Along with that, you must know their eligibility criteria for the application process.

Conclusion: The HDFC Diners Clubmiles Credit Card is a combination of two popular cards by HDFC Bank. They are- Diners Black and Diners Premium. It means that you are not able to get Diners Black Credit Card, then you can definitely go for HDFC Diners Clubmiles Credit Card.

Along with that, the acceptance of Diners Club Credit Cards by HDFC Bank can be an issue. But, for domestic purposes, it is widely accepted across India. Even with the smooth application process, you can avail of this card and enjoy its various benefits throughout the year. But, currently, HDFC Bank is not accepting applications for credit cards. It is anticipated that until the COVID-19 pandemic gets stable, you may have to wait to apply.

For more details, you can visit any branch of your HDFC Bank to know if they are taking any application through offline mode. Or, you can also contact with the concierge services of the bank to know about the current situation.

FAQs for HDFC Diners Clubmiles Credit Card

What is HDFC Bank ClubMiles Credit Card?

The HDFC Bank ClubMiles Credit Card is one of the popular HDFC credit Card. It offers various benefits to the users. It is a premium credit card that includes various offers that will enhance your luxurious experience.

What are the benefits of HDFC Diners Club Credit Card?

The HDFC Bank Diner Club Miles Credit Card offers various benefits which you can enjoy throughout the year. The cardholders get the benefit of dining discounts, airport lounge access, diners reward through which you can enjoy scrumptious dishes at over 4000 finest restaurants across the country. Along with that, discounts on international transactions, flight and hotel bookings and many more.

What is the minimum age to apply for HDFC Bank Diners ClubMiles Card?

To apply for the HDFC Bank Credit Card, the applicant should be at least 21 years of age.

What are the important documents required to apply for HDFC Club Miles Card?

To apply for HDFC Diners Club Miles Card, you will need the following documents-

Identity Proof– Driving License, Adhaar Card, passport, Recent Colour Passport Sized Photograph, Voter ID.

Address Proof– Passport, Ration Card, Voter ID, Adhaar Card, Electricity Bill.

Income Proof– PAN Card or Form 16, Income Tax Return copy of past three months, Salary Slip, Bank Statement of last three months.

What are the insurance covers that come along with the HDFC Diners Clubmiles Credit Card?

The HDFC Bank is one of the renowned banks in India. It’s extraordinary services and various facilities attract more customers from across the country. The HDFC Diners Clubmiles is one such credit card that offers various insurance covers to cardholders. These are some important insurance covers that you get with the credit card-

  • You get an Air Accident Cover of Rs. 1 crore.
  • Then, you get insurance cover for medical expenses of Rs. 25 lakhs.
  • After that, you will get liability coverage of Rs. 9 Lakh with the HDFC Bank Diners Club Miles Credit Card.
  • Along with that, you will also get insurance coverage for travel. In this, you will get a baggage delay cover or loss for up to Rs. 55,000.

What are the reward points program included in the HDFC Bank Diners Clubmiles Credit Card?

For every spent of Rs. 150, you will earn 4 reward points. You can also redeem reward points for air miles and book hotels and flight tickets. The partner airlines and hotels through which you can redeem the points are- Club Vistara, British Airways, Singapore Airlines, Trident Hotels, Jet Airways. One reward point is equivalent to Rs. 0.50. Lastly, you can also reward points for various vouchers and gifts from the reward catalogs of HDFC Bank.

What is the eligibility criteria to apply for HDFC Diners Clubmiles Credit Card?

To apply for the HDFC Diners Club Miles Credit Card, you have to meet certain eligibility criteria of HDFC Bank. These are the following criteria that you need to meet-

For both Salaried and self-employed individuals, the minimum age to apply for the Diners ClubMiles Credit Card is 21 years.

The maximum age to apply for the Self-Employed applicants, the maximum age to apply for the HDFC Diners ClubMiles Credit Card is 65 years. But, for the salaried applicants, the maximum age to apply for a credit card is 60 years.

Do I get the benefit of complimentary lounge access with the Diners ClubMiles Credit Card by HDFC Bank?

Yes, you get complimentary lounge access with the Diners ClubMiles Credit Card by HDFC bank as well. You get up to 6 Complimentary Airport lounge access at selected airports both domestic and international.

Is there any milestone benefit with the Diners Club Miles Card?

No, there are no milestone benefits with the Diners Club Niles Credit Card. But, there are other benefits that you can enjoy with this card such as insurance cover, reward points any more. Read above to know the details about its various advantages.

Do I have to pay for an add-on or supplementary Credit Card?

No, there are no charges for availing supplementary or add-on credit cards from the bank. you can apply for the supplementary card for family members such as father, mother, spouse, sister, brother, daughter, and son.

What is the fee for redeeming the reward points of the credit card?

For redeeming the reward points, you have to pay Rs. 99.

Is there any dining discounts with the credit card?

Yes, you can avail of various dining discounts with a credit card. You can convert the reward points and enjoy delicious food at more than 1400 finest restaurants across the country.

What is the required CIBIL score to apply for the card?

You need to have a CIBIL score of at least 750 or more than that to obtain the credit card.

Read more about: Credit Score Checklist

HDFC Bank is considered as the top company that provides financial and services in India. It was established in the year 1994 and is known for its timely and enhanced service in the banking and finance sector. The services that HDFC Bank offers are retail banking, wholesale banking treasury, etc. It also offers various types of loans to its customers that include property loans, car loans, auto loans, lifestyle loans, durable loans, education loans, etc.

HDFC Bank offers various credit cards to its customers as well. There are various ranges of credit cards that aim to enhance the lifestyle of its customers.

Credit Card

HDFC Diners Club Privilege Credit Card

HDFC Diners Club Privilege Credit Card highest reward points among

August 27, 2021
Credit Card

HDFC IndianOil Credit Card

HDFC IndianOil Credit Card offers 5% earning on spending. Get this

August 24, 2021
Credit Card

Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card offers maximum benefit for Flipkart

June 24, 2021