HDFC Diners Club Rewardz Credit Card offers the highest reward point benefits to its users. Apply now & get 1000 bonus reward points with Roopya.
HDFC Diners Club Rewards Credit Card is one of the popular credit cards that offer numerous benefits to enhance your lifestyle. The users enjoy advantages that come along with the card such as reward points, shopping benefits, hotel and flight bookings, and many more. To know more about the HDFC Diners Club Rewardz Credit Card, read below-
|Welcome Gift||Get 1,000 reward points upon successful activation|
|Renewal Benefit||Earn 1,000 reward point on renewal fee payment|
|Offer not vaild for annual fee waive off scheme|
|Reward Points||Get 3 reward points per Rs. 150 spent|
|10X reward point on partner brands purchase|
|1 Reward point=0.30 Airmile|
|Redeem your points while booking air tickets or hotel|
|Fuel Surcharge||Up to Rs. 500 as surcharge waiver|
|Joining Fee||Rs. 1,000|
|Annual Fee||Rs. 1,000 [Fee waived off on spending Rs. 1 lakh]|
|Financial Charges||3.6% per month|
|Income Criteria||Atleast Rs. 30,000 per month [conditions applicable]|
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Table of Contents:
These are the important features that you will enjoy with the HDFC Diners Club Rewardz Credit Card-
One of the main features of the HDFC Diners Club Rewardz Card is the reward points. You can easily redeem them for various purposes such as entertainment, lifestyle, travel, retail, shopping, and many more.
For every spend of Rs. 150, with the card, you will earn 3 Reward points. When you pay the annual fee of the card, you can enjoy these points throughout the year.
Also, you can redeem these reward points through hotel bookings and air tickets. for that, you can visit the website of HDFC Diners Club and redeem these points.
When you get the HDFC Diners Club Rewardz Credit Card, you get benefitted from the welcome benefits. As a welcome gift, you will get a bonus of 1000 reward points with the card.
Also, when you pay the annual fee for the card renewal you will get these 1000 points as a renewal benefit. Hence, you can enjoy this advantage throughout the year and enhance your lifestyle.
Along with the HDFC Diners Club Rewardz Credit Card, you will enjoy an interest-free period of 50 days. Also, you will enjoy this benefit with a cash advance of around 40% of your assigned credit limit.
Hence, in this period, you don’t have to worry about the overdue penalty that you have to pay with a credit card.
Compare with other cards: Visit Credit Card Comparison.
As you have known the main benefits of HDFC Diners Club Rewardz Credit Card, we will discuss the various benefits that you can avail of. Here are some important advantages of the credit card-
The HDFC Diners Club Rewardz Card offers various travel benefits. When you obtain this credit card, you can be sure that you will have the best experiences while traveling.
With this credit card, you can choose from more than 150 airline services and partner hotels for your travel and stays. You just need to visit the website of the Diners club and book your hotels and travels.
Along with that, you can also redeem the reward point to get a discount on hotel bookings and flight tickets. In this category, 1 Reward point is equivalent to 0.30 air miles. Thus, you can convert these points for various programs like Kris Flyer miles and Jet Privilege.
Another important advantage that you can avail of with the HDFC Diners Club Rewardz Credit Card is the lifestyle benefits. the HDFC Bank makes sure that every customer acquiring every credit card offers some specific privileges. With this benefit, you will get access to the concierge service of the bank 24×7. Hence, if you face any difficulty regarding the card or have a query regarding that, then you can ask them any time freely.
The customer care service of the bank is always ready to solve all the problems. The number of concierge service is 1800-209-4006. It is a toll-free number where you can also register a complaint if you have any.
As mentioned above, you can avail of several reward points with the HDFC Diners Club Rewardz Credit Card by HDFC Bank. For every transaction of Rs. 150, you will get 3 reward points. Another exciting feature of this benefit is that there is no limit on how many reward points you can earn. To redeem these points, you can visit the website of bank and log in to your account.
Every credit card comes with a certain credit limit. This credit limit is assigned by the bank which is based upon various factors. When you apply for the HDFC Diners Club Rewardz Credit Card, the bank will verify various things to set a limit.
Such verifications include the annual income, ongoing debts, current status of employment, bank accounts and credit cards that you already have repayment habits. Also, don’t forget that the bank will also check your credit score that largely affects the eligibility of your application.
If you have already obtained a credit card, then you must know how to redeem the reward points. The process is very simple and easy and to redeem points mentioned in the rewards program.
To redeem the reward points of the HDFC Diners Club Rewardz Credit Card, you can follow the below-mentioned steps-
These are the steps that you should follow for converting Reward Points into air miles-
If you want to get the various advantages that you can enjoy with the HDFC Credit Card, you need to apply for it. But firstly, you also need to need to check that whether you are eligible to apply for a credit card or not. We have listed the important eligibility criteria that you must meet to apply for the HDFC Diners Club Rewardz Credit Card –
It is very important for both salaried and self-employed individuals to fit in the age to apply for a credit card. The minimum age to apply for the Credit Card by HDFC Bank is 21 years for both salaried and self-employed applicants.
However, the maximum age for applying for the card is different for self-employed and salaried individuals. The maximum age to apply for the HDFC Diners Club Rewardz Credit Card for salaried applicants is 60 years. Whereas, the maximum age to apply for self-employed applicants is 65 years.
After that, you must have a significant monthly income if you want to obtain a credit card from HDFC Bank. For salaried applicants, the net monthly income should be at least Rs. 30000 per month or more than that. So, if you are a salaried person earning less than Rs. 30000 monthly, then you cannot apply for a credit card.
If you are a self-employed person and want to apply for the HDFC Diners Club Rewardz Credit Card, then your Income Tax Return should be more than Rs. 3.6 lakh annually. Then only you can apply for credit cards.
Thirdly, the most important factor that the bank will check is the citizenship of the applicant. It is because only Indian residents are eligible to apply for credit cards.
These are the important criteria that you must know when applying for the HDFC Diners Club Rewardz Credit Card. Hence, if you fit in these above-mentioned criteria, then you can further proceed with the further application process of the credit card.
The CIBIL Score is also an important factor that affects the eligibility of the applicant to obtain the credit card. To apply for the credit card, the CIBIL score of the applicant should be at least 750 or more than that. But, if have a CIBIL Score of less than that, then it may be difficult for you to apply for the credit card.
After you have checked your eligibility criteria for the credit card, the next step is to know the important documents that you need. These documents will help you to complete your verification process by the bank.
These are the important documents that you will require to apply for the Diners Club Rewardz Credit Card-
Here are the necessary documents that you will require for the verification of your income proof-
You must produce the photocopy of these following documents to confirm your identity proof to the bank-
For address proof, you will need the following documents for verification to obtain the credit card from the bank-
These are the above-mentioned documents that you will need to apply for the credit card. You must make a photocopy of these documents for a smooth application process. You must produce the correct documents because, if the bank suspected any issue, they will instantly reject your application.
After you have checked your eligibility criteria and collected all the necessary documents for application, you can proceed further. There are two ways through which you can apply for the HDFC Credit Cards- offline and online mode.
It is very easy to apply for the HDFC Credit card through the offline process. For that, you need to visit the nearest bank in your area. After that, you can ask any bank staff for the application form for HDFC Credit Cards.
You need to fill the form and attach all the necessary documents mentioned above. However, you can also confirm with the executive which documents you need to attach. Then submit the form and then, within a few days, you will receive the credit card.
The online application process for the HDFC Credit Card is very easy. You can easily apply according to your convenience and receive the credit card after a few days. You need to follow these steps to apply for the HDFC Diners Club Rewardz Credit Card –
The bank executive will also call you in a few days for the further verification process. Also, if you want to check the status of your application, you can log in to your account again.
The HDFC Diners Club Rewardz Credit Card is the best credit card. If you follow these above-mentioned steps, you can easily obtain a credit card.
You must check whether the bank is taking the applications for the credit cards or not. To know that, you can inquire about the bank or send an email to them for confirmation. Or, you can also visit any branch of the bank and get information regarding the application or any other doubts.
The HDFC Millennia Credit Card and Club Credit Card are the best credit cards. The various similarities and different benefits. If you are confused about which one you should apply for, we have the solution for you. Below is the total comparison of various benefits that are offered by both credit cards. In this way, you can understand which credit card is best for you. Hence, you can proceed to apply for the credit card of your choice-
Cashback and Reward Points
You can earn reward points and cashback with both credit cards. With the HDFC Millennia Credit Card, you will get a 5% cash back for shopping from Flipkart, Amazon, hotel, and flight bookings for shopping through SmartBuy and PayZapp. You can avail of this benefit when you make a transaction of at least Rs. 2000.
Along with that, you will also get 2.5% cashback on every online transaction. the minimum amount of purchase should be Rs. 2000. Then, you will also get 1% cashback for wallet reloads and online spending for a minimum transaction of Rs. 100.
However, with the HDFC Rewardz Card, you also get the opportunity to earn 3 reward points for every transaction of Rs. 150. then, you can also earn 10X reward points for the purchase of various products from different partnered companies with the bank. Then, you can also redeem the earned reward points to book hotels and flights.
The welcome benefit is offered by both HDFC Millennia Credit Card and Diners Club Rewardz Card. With the HDFC Millennnia Credit Card, you get 100 Cashpoints as a welcome benefit. Along with that, you get a gift voucher worth Rs. 1000 for the transaction of Rs. 1 lakh in one quarter.
However, with the Diners Club Rewardz Card, you will 100 reward points as a welcome benefit. Other than that, on the renewal of the card, you will also get 1000 points as a renewal benefit.
Fuel Surcharge Waiver
There is no benefit of a fuel surcharge waiver with the Diners Club Rewards Credit Card. But, HDFC Millennia Credit Card, you enjoy a fuel surcharge waiver on fuel transactions. In this category, you will get a 1% waiver with a minimum of Rs. 250 on fuel transactions.
Airport Lounge Access
There is no benefit of airport lounge access with the HDFC Diners Club Rewardz Credit Card. But, the HDFC Millennia Credit Card offers 8 airport lounge access to its users. Also, you can enjoy 2 complimentary visits every quarter.
You get a dedicated concierge service available 24×7 with the HDFC Diners Club Rewardz Credit Card. Along with that, you will enjoy the lowest foreign markup charges of 3% of the total amount.
With the HDFC Millennia Credit Card, you get the advantage of contactless payments. Along with that, within the first 90 days of the card issuance, if you spend Rs. 30000, the first-year membership will be waived off.
When you obtain a credit card, there are certain fees and charges that you need to pay. If you don’t pay the charges on time, you can face huge confusion and also need to pay the penalty. To mitigate these chances of penalty charges, you need to monitor your transactions and due payments. If you pay the bills of your credit card on time, then you can also gain various advantages that the bank offers.
These are the fees and charges of the credit card-
Joining Fee– To obtain a Diners Club Rewardz Credit Card, you have to pay Rs. 1000 as a joining fee.
Annual Fee– The annual fee for the credit card is Rs. 1000.
Fees for Cash Advance Limit– You will get 40% of the total credit limit.
Fee for Cash Advance– The minimum fee for a cash advance is Rs. 500. The bank charges 2.5% of the total withdrawn amount.
Fees for foreign currency transactions-You will be charged 3% on the total amount of the foreign currency transaction.
Late Payment Fee– If the due amount is up to Rs. 100, there are no charges. For due amount between Rs. 100-Rs. 500 the fees is Rs. 100. For the amount due between Rs. 501-Rs. 5000, the fee is Rs. 500. For amount between Rs. 5001- Rs. 10,000, the fee is Rs. 600. For the amount due between Rs. 10,001- Rs. 25,000, the charge is Rs. 800. For payment between Rs. 25001-rs. 50,000, the fee is Rs. 1100. For payment due of more than Rs. 50,000, the charge is Rs. 1300.
Card Reissuance Fees – For issuance of the new card, the bank charges Rs. 100.
Fees for Reward Redemption– on every request, the reward redemption fee is Rs. 99.
These are the above-mentioned charges of HDFC Credit Card. if you pay these fees on time, then you will not have to pay the late payment charges.
We have mentioned all the important facts of the HDFC Diners Club Rewardz Credit Card. Thus, the above-mentioned information will help you to know about the different features and benefits of credit card. Hence, the application process becomes easy and if you still have any doubt, you can inquire with the bank. Also, the online application process is very easy and convenient. You can simply go through the steps and successfully obtain the credit card.
it is different from other credit cards You get various benefits with the card that you can enjoy throughout the card. it comes with a reward point facility, travel benefits, advantages for retail spending, movie tickets, complimentary lounge access, discount on shopping with partnered brands, and many more.
The reward points that you earn with the credit card are valid for up to 2 years from the earning date. Hence, you must redeem the reward points on time with the available products in the HDFC catalog.
Yes, the credit card also offers an annual fee waiver. you can avail of the annual fee waiver from the second year of card issuance. Also, if you spend Rs. 1 lakh in the previous years, then the annual fee is waived off.
Yes, you will get a dedicated concierge service for your convenience. If you have any queries regarding the bank or the credit card, you can call the concierge desk of the bank from your registered mobile number.
Yes, you can use a credit card for online purchases. You can shop from Amazon, Flipkart, etc. You can also do hotels and flight bookings to enhance your experience during vacations. You can easily redeem the reward points by visiting the website of the HDFC Bank and follow the above-mentioned procedure.
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