HDFC

HDFC Diners Club Rewardz Credit Card

HDFC Diners Club Rewardz Credit Card offers the highest reward point benefits to its users. Apply now & get 1000 bonus reward points with Roopya.

Written by Roopya

Check Pre-Approved Credit Cards
for you in Just One Click

Digits Only

HDFC Diners Club Rewards Credit Card is one of the popular credit cards that offer numerous benefits to enhance your lifestyle. The users enjoy advantages that come along with the card such as reward points, shopping benefits, hotel and flight bookings, and many more. To know more about the HDFC Diners Club Rewardz Credit Card, read below-

HDFC Diners Club Rewardz Credit Card

 Highlights of HDFC Diners Club Rewardz Credit Card 

Welcome GiftGet 1,000 reward points upon successful activation
Renewal BenefitEarn 1,000 reward point on renewal fee payment
Offer not vaild for annual fee waive off scheme
Reward PointsGet 3 reward points per Rs. 150 spent
10X reward point on partner brands purchase
1 Reward point=0.30 Airmile
Redeem your points while booking air tickets or hotel
Fuel SurchargeUp to Rs. 500 as surcharge waiver
Joining FeeRs. 1,000
Annual FeeRs. 1,000 [Fee waived off on spending Rs. 1 lakh]
Financial Charges3.6% per month
Income CriteriaAtleast Rs. 30,000 per month [conditions applicable]

Want to apply? Click here.

Table of Contents:

Features of HDFC Diners Club Rewardz Credit Card

These are the important features that you will enjoy with the HDFC Diners Club Rewardz Credit Card-

Redeeming Reward Points

One of the main features of the HDFC Diners Club Rewardz Card is the reward points. You can easily redeem them for various purposes such as entertainment, lifestyle, travel, retail, shopping, and many more.

For every spend of Rs. 150, with the card, you will earn 3 Reward points. When you pay the annual fee of the card, you can enjoy these points throughout the year.

Also, you can redeem these reward points through hotel bookings and air tickets. for that, you can visit the website of HDFC Diners Club and redeem these points.

Welcome Benefits

When you get the HDFC Diners Club Rewardz Credit Card, you get benefitted from the welcome benefits. As a welcome gift, you will get a bonus of 1000 reward points with the card.

Also, when you pay the annual fee for the card renewal you will get these 1000 points as a renewal benefit. Hence, you can enjoy this advantage throughout the year and enhance your lifestyle.

Interest-Free Period

Along with the HDFC Diners Club Rewardz Credit Card, you will enjoy an interest-free period of 50 days. Also, you will enjoy this benefit with a cash advance of around 40% of your assigned credit limit.

Hence, in this period, you don’t have to worry about the overdue penalty that you have to pay with a credit card.

Compare with other cards: Visit Credit Card Comparison.

Benefits of HDFC Diners Club Rewardz Credit Card

As you have known the main benefits of HDFC Diners Club Rewardz Credit Card, we will discuss the various benefits that you can avail of. Here are some important advantages of the credit card-

Travel Benefits

The HDFC Diners Club Rewardz Card offers various travel benefits. When you obtain this credit card, you can be sure that you will have the best experiences while traveling.

With this credit card, you can choose from more than 150 airline services and partner hotels for your travel and stays. You just need to visit the website of the Diners club and book your hotels and travels.

Along with that, you can also redeem the reward point to get a discount on hotel bookings and flight tickets. In this category, 1 Reward point is equivalent to 0.30 air miles. Thus, you can convert these points for various programs like Kris Flyer miles and Jet Privilege.

Lifestyle Services

Another important advantage that you can avail of with the HDFC Diners Club Rewardz Credit Card is the lifestyle benefits. the HDFC Bank makes sure that every customer acquiring every credit card offers some specific privileges. With this benefit, you will get access to the concierge service of the bank 24×7. Hence, if you face any difficulty regarding the card or have a query regarding that, then you can ask them any time freely.

The customer care service of the bank is always ready to solve all the problems. The number of concierge service is 1800-209-4006. It is a toll-free number where you can also register a complaint if you have any.

Several Reward Points

As mentioned above, you can avail of several reward points with the HDFC Diners Club Rewardz Credit Card by HDFC Bank. For every transaction of Rs. 150, you will get 3 reward points. Another exciting feature of this benefit is that there is no limit on how many reward points you can earn. To redeem these points, you can visit the website of bank and log in to your account.

Credit Limit of HDFC Credit Card

Every credit card comes with a certain credit limit. This credit limit is assigned by the bank which is based upon various factors. When you apply for the HDFC Diners Club Rewardz Credit Card, the bank will verify various things to set a limit.

Such verifications include the annual income, ongoing debts, current status of employment, bank accounts and credit cards that you already have repayment habits. Also, don’t forget that the bank will also check your credit score that largely affects the eligibility of your application.

How to Redeem Reward Points of HDFC Credit Card?

If you have already obtained a credit card, then you must know how to redeem the reward points. The process is very simple and easy and to redeem points mentioned in the rewards program.

To redeem the reward points of the HDFC Diners Club Rewardz Credit Card, you can follow the below-mentioned steps-

  • Log in to your net banking account with HDFC Bank.
  • Then, you must register for a credit card. If you have already registered, then you don’t need to do it again.
  • Click on the “Redeem Reward Points” option.
  • Then set the range of points and then the catalog of the card.
  • Then you select the items and add them to the card that you want to redeem.
  • Before finally checking out, thoroughly go through your email and address again.
  • After you complete the above process, then click on “Redeem.”
  • Make sure that you note down the redemption number to track your product.

Redeeming Reward Points into Air Miles

These are the steps that you should follow for converting Reward Points into air miles-

  • Go to the website of the HDFC bank
  • Then log in to your net banking account.
  • After that, you need to register your credit card.
  • Click on “Redeem Redeem Points.” Then a redemption portal will appear on the screen.
  • Go to the section where you can convert the points into air miles.
  • Options will appear on the screen to convert them for KrisFlyer miles and JetPrivilege. you can choose any one of them.
  • Then fill in the necessary details.
  • Finally, your reward points will be converted into air miles program.

Eligibility Criteria for HDFC Diners Club Rewardz Credit Card

If you want to get the various advantages that you can enjoy with the HDFC Credit Card, you need to apply for it. But firstly, you also need to need to check that whether you are eligible to apply for a credit card or not. We have listed the important eligibility criteria that you must meet to apply for the HDFC Diners Club Rewardz Credit Card –

Age

It is very important for both salaried and self-employed individuals to fit in the age to apply for a credit card. The minimum age to apply for the Credit Card by HDFC Bank is 21 years for both salaried and self-employed applicants.

However, the maximum age for applying for the card is different for self-employed and salaried individuals. The maximum age to apply for the HDFC Diners Club Rewardz Credit Card for salaried applicants is 60 years. Whereas, the maximum age to apply for self-employed applicants is 65 years.

Salary/ Income

After that, you must have a significant monthly income if you want to obtain a credit card from HDFC Bank. For salaried applicants, the net monthly income should be at least Rs. 30000 per month or more than that. So, if you are a salaried person earning less than Rs. 30000 monthly, then you cannot apply for a credit card.

If you are a self-employed person and want to apply for the HDFC Diners Club Rewardz Credit Card, then your Income Tax Return should be more than Rs. 3.6 lakh annually. Then only you can apply for credit cards.

Citizenship

Thirdly, the most important factor that the bank will check is the citizenship of the applicant. It is because only Indian residents are eligible to apply for credit cards.

These are the important criteria that you must know when applying for the HDFC Diners Club Rewardz Credit Card. Hence, if you fit in these above-mentioned criteria, then you can further proceed with the further application process of the credit card.

CIBIL Score

The CIBIL Score is also an important factor that affects the eligibility of the applicant to obtain the credit card. To apply for the credit card, the CIBIL score of the applicant should be at least 750 or more than that. But, if have a CIBIL Score of less than that, then it may be difficult for you to apply for the credit card.

Documents Required for the HDFC Diners Club Rewardz Credit Card

After you have checked your eligibility criteria for the credit card, the next step is to know the important documents that you need. These documents will help you to complete your verification process by the bank.

These are the important documents that you will require to apply for the Diners Club Rewardz Credit Card-

Income Proof

Here are the necessary documents that you will require for the verification of your income proof-

  • Form 16 or PAN Card Photocopy.
  • Income Tax Return Copy of past six months.
  • Salary Payslip of past few months.
  • Recent Bank Statements
Identity Proof

You must produce the photocopy of these following documents to confirm your identity proof to the bank-

  • Adhaar Card Photocopy
  • Driving Licence
  • PAN Card Photocopy
  • Voter ID Card
  • Passport
Address Proof

For address proof, you will need the following documents for verification to obtain the credit card from the bank-

  • Passport
  • Adhaar Card
  • Ration Card
  • Voter ID Card
  • Electricity Bills or other utility bills

These are the above-mentioned documents that you will need to apply for the credit card. You must make a photocopy of these documents for a smooth application process. You must produce the correct documents because, if the bank suspected any issue, they will instantly reject your application.

How to Apply for the HDFC Diners Club Rewardz Credit Card?

After you have checked your eligibility criteria and collected all the necessary documents for application, you can proceed further. There are two ways through which you can apply for the HDFC Credit Cards- offline and online mode.

Offline Process

It is very easy to apply for the HDFC Credit card through the offline process. For that, you need to visit the nearest bank in your area. After that, you can ask any bank staff for the application form for HDFC Credit Cards.

You need to fill the form and attach all the necessary documents mentioned above. However, you can also confirm with the executive which documents you need to attach. Then submit the form and then, within a few days, you will receive the credit card.

Online Process

The online application process for the HDFC Credit Card is very easy. You can easily apply according to your convenience and receive the credit card after a few days. You need to follow these steps to apply for the HDFC Diners Club Rewardz Credit Card –

  • Visit the Diners Club website of the bank and go to the credit cards section.
  • After that select the Diners Club Rewardz Credit Card.
  • Then click the “Apply Now” option.
  • Then an application form will appear on the screen.
  • Fill in the application form with important details such as name, address, phone number, PAN, and income details.
  • After filling in the details, click on “Submit.”
  • You will then receive a message on your registered phone number for the successful completion of your application process.

The bank executive will also call you in a few days for the further verification process. Also, if you want to check the status of your application, you can log in to your account again.

The HDFC Diners Club Rewardz Credit Card is the best credit card. If you follow these above-mentioned steps, you can easily obtain a credit card.

You must check whether the bank is taking the applications for the credit cards or not. To know that, you can inquire about the bank or send an email to them for confirmation. Or, you can also visit any branch of the bank and get information regarding the application or any other doubts.

HDFC Diners Club Rewardz Credit Card V/S HDFC Millennia Credit Card

The HDFC Millennia Credit Card and Club Credit Card are the best credit cards. The various similarities and different benefits. If you are confused about which one you should apply for, we have the solution for you. Below is the total comparison of various benefits that are offered by both credit cards. In this way, you can understand which credit card is best for you. Hence, you can proceed to apply for the credit card of your choice-

Cashback and Reward Points

You can earn reward points and cashback with both credit cards. With the HDFC Millennia Credit Card, you will get a 5% cash back for shopping from Flipkart, Amazon, hotel, and flight bookings for shopping through SmartBuy and PayZapp. You can avail of this benefit when you make a transaction of at least Rs. 2000.

Along with that, you will also get 2.5% cashback on every online transaction. the minimum amount of purchase should be Rs. 2000. Then, you will also get 1% cashback for wallet reloads and online spending for a minimum transaction of Rs. 100.

However, with the HDFC Rewardz Card, you also get the opportunity to earn 3 reward points for every transaction of Rs. 150. then, you can also earn 10X reward points for the purchase of various products from different partnered companies with the bank. Then, you can also redeem the earned reward points to book hotels and flights.

Welcome Gift

The welcome benefit is offered by both HDFC Millennia Credit Card and Diners Club Rewardz Card. With the HDFC Millennnia Credit Card, you get 100 Cashpoints as a welcome benefit. Along with that, you get a gift voucher worth Rs. 1000 for the transaction of Rs. 1 lakh in one quarter.

However, with the Diners Club Rewardz Card, you will 100 reward points as a welcome benefit. Other than that, on the renewal of the card, you will also get 1000 points as a renewal benefit.

Fuel Surcharge Waiver

There is no benefit of a fuel surcharge waiver with the Diners Club Rewards Credit Card. But, HDFC Millennia Credit Card, you enjoy a fuel surcharge waiver on fuel transactions. In this category, you will get a 1% waiver with a minimum of Rs. 250 on fuel transactions.

Airport Lounge Access

There is no benefit of airport lounge access with the HDFC Diners Club Rewardz Credit Card. But, the HDFC Millennia Credit Card offers 8 airport lounge access to its users. Also, you can enjoy 2 complimentary visits every quarter.

Other Benefits

You get a dedicated concierge service available 24×7 with the HDFC Diners Club Rewardz Credit Card. Along with that, you will enjoy the lowest foreign markup charges of 3% of the total amount.

With the HDFC Millennia Credit Card, you get the advantage of contactless payments. Along with that, within the first 90 days of the card issuance, if you spend Rs. 30000, the first-year membership will be waived off.

Looking for other credit cards? Axis Bank Ace Credit Card | HDFC Millenia Credit Card

Charges and Fees of HDFC Diners Club Rewardz Credit Card

When you obtain a credit card, there are certain fees and charges that you need to pay. If you don’t pay the charges on time, you can face huge confusion and also need to pay the penalty. To mitigate these chances of penalty charges, you need to monitor your transactions and due payments. If you pay the bills of your credit card on time, then you can also gain various advantages that the bank offers.

These are the fees and charges of the credit card-

Joining Fee– To obtain a Diners Club Rewardz Credit Card, you have to pay Rs. 1000 as a joining fee.

Annual Fee– The annual fee for the credit card is Rs. 1000.

Fees for Cash Advance Limit– You will get 40% of the total credit limit.

Fee for Cash Advance– The minimum fee for a cash advance is Rs. 500. The bank charges 2.5% of the total withdrawn amount.

Fees for foreign currency transactions-You will be charged 3% on the total amount of the foreign currency transaction.

Late Payment Fee– If the due amount is up to Rs. 100, there are no charges. For due amount between Rs. 100-Rs. 500 the fees is Rs. 100. For the amount due between Rs. 501-Rs. 5000, the fee is Rs. 500. For amount between Rs. 5001- Rs. 10,000, the fee is Rs. 600. For the amount due between Rs. 10,001- Rs. 25,000, the charge is Rs. 800. For payment between Rs. 25001-rs. 50,000, the fee is Rs. 1100. For payment due of more than Rs. 50,000, the charge is Rs. 1300.

Card Reissuance Fees – For issuance of the new card, the bank charges Rs. 100.

Fees for Reward Redemption– on every request, the reward redemption fee is Rs. 99.

These are the above-mentioned charges of HDFC Credit Card. if you pay these fees on time, then you will not have to pay the late payment charges.

Conclusion

We have mentioned all the important facts of the HDFC Diners Club Rewardz Credit Card. Thus, the above-mentioned information will help you to know about the different features and benefits of credit card. Hence, the application process becomes easy and if you still have any doubt, you can inquire with the bank. Also, the online application process is very easy and convenient. You can simply go through the steps and successfully obtain the credit card.

FAQs

What are the benefits of HDFC Diners Club Rewardz Credit Card?

it is different from other credit cards You get various benefits with the card that you can enjoy throughout the card. it comes with a reward point facility, travel benefits, advantages for retail spending, movie tickets, complimentary lounge access, discount on shopping with partnered brands, and many more.

What is the validity of the reward points?

The reward points that you earn with the credit card are valid for up to 2 years from the earning date. Hence, you must redeem the reward points on time with the available products in the HDFC catalog.

Does the credit card offers an annual fee waiver?

Yes, the credit card also offers an annual fee waiver. you can avail of the annual fee waiver from the second year of card issuance. Also, if you spend Rs. 1 lakh in the previous years, then the annual fee is waived off.

Does the HDFC Bank have concierge services?

Yes, you will get a dedicated concierge service for your convenience. If you have any queries regarding the bank or the credit card, you can call the concierge desk of the bank from your registered mobile number.

Can I use this card for online purchases with e-commerce websites?

Yes, you can use a credit card for online purchases. You can shop from Amazon, Flipkart, etc. You can also do hotels and flight bookings to enhance your experience during vacations. You can easily redeem the reward points by visiting the website of the HDFC Bank and follow the above-mentioned procedure.

Credit Card

HDFC Diners Club Privilege Credit Card

HDFC Diners Club Privilege Credit Card highest reward points among

August 27, 2021
Credit Card

HDFC IndianOil Credit Card

HDFC IndianOil Credit Card offers 5% earning on spending. Get this

August 24, 2021
Credit Card

Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card offers maximum benefit for Flipkart

June 24, 2021