Edelweiss

Edelweiss offers personal loans to salaried persons at interest rates ranging between 15% to 31.50% for a tenure of up to 4 years. And with a loan amount ranging up to 20 lakh, you can resolve crucial financial issues of your life. Lucrative Features of Edelweiss Salaried Personal Loan It is a collateral-free and multi-purpose …

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Written by Roopya

Edelweiss offers personal loans to salaried persons at interest rates ranging between 15% to 31.50% for a tenure of up to 4 years. And with a loan amount ranging up to 20 lakh, you can resolve crucial financial issues of your life.

Lucrative Features of Edelweiss Salaried Personal Loan

  • It is a collateral-free and multi-purpose loan personal loan.
  • You can check your eligibility within 90 seconds.
  • Zero-hidden charges will be there. So you’ll end up repaying the loan amount at a reasonable rate of interest, along with other relevant fees clearly stated in the agreement.
  • You will get a conditional pre-closure facility, in case you want to repay the loan early.
  • You can also avail of the balance transfer facility offered by Edelweiss.

Loan Criteria To Apply Edelweiss Salaried Personal Loan online

Available Loan Amount Up to 20 lakh
Available Tenure Up to 4 years
Available Rate of Interest 15% to 31.50%
Processing Fees Up to 2% on the loan amount (Taxes are applicable)
Pre-closure Fees @ 4% on the outstanding principal (Taxes are applicable)

 

Fees and Charges To Apply Instant Edelweiss Salaried Personal Loan online

Penal Charges 24% p.a.
Cheque Bounce Charges Up to Rs. 500 (Taxes are applicable)
Charges for Document Retrieval Up to Rs. 500 (Taxes are applicable)
Charges for Duplicate Statement Up to Rs. 500 (Taxes are applicable)
Cheque Swap Charges Up to Rs. 500 per event
Check Pick-up Charges Up to Rs. 150 per event (Taxes are applicable)
Statutory Charges As per the law of the respective states
Conversion Fee Up to 1.5% on the existing outstanding loans (Taxes are applicable)

 

Eligibility Criteria To Apply Instant Edelweiss Salaried Personal Loan online

The eligibility criteria are quite simple.

  • Nationality- Indian
  • Age- At least 21 years old
  • Salary-Minimum Rs. 18,000 per month

Documents Required To Apply Instant Edelweiss Salaried Personal Loan online

You’ll need the following documents to apply for Edelweiss Salaried Personal Loan online.

  • Copy of your photo-ID proof.
  • Copy of your current address proof.
  • Latest salary slips.
  • Latest bank statements.
  • Your passport size photograph.

How to Apply Instant Edelweiss Salaried Personal Loan online

To apply Edelweiss Salaried Personal Loan online, you can follow the below-mentioned steps.

  • Land on Roopya’s webpage and check your eligibility criteria.
  • Now input your personal details and loan requirements.
  • Depending on your eligibility, a list of lenders will appear on the screen.
  • To apply Instant Edelweiss Salaried Personal Loan online, select Edelweiss Salaried Personal Loan from the list and complete the application process.

FAQs

  • Can business persons apply instant Edelweiss Salaried Personal Loan online?

Only salaried persons can apply instant Edelweiss Salaried Personal Loan online and get it by fulfilling the eligibility requirements.

  • Can I still apply Edelweiss Salaried Personal Loan online if I get my salary in cash?

No, to apply Edelweiss Salaried Personal Loan online, your salary should be credited to your bank account. And the statements of that bank account are mandatory.

  • Does the lender charge a fixed rate of interest or a floating rate of interest?

If you apply instant Edelweiss Salaried Personal Loan online, it is payable at a fixed rate of interest ranging from 15% to 31.50% p.a.

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