Get Bandhan Bank Standard Chartered Xclusive Credit Card to your doorstep. Apply now with Roopya to get maximum benefits on every purchase.
The Bandhan Bank and Standard Chartered Bank have partnered to offer a wide range of exclusive credit cards to their customers. With their credit cards, you can gain rewards and save huge costs for fuel, shopping, dining, fuel movies, and many more.
Some of the well-known Bandhan Bank Standard Chartered Cards are Bandhan bank Standard Chartered Plus Credit Card, Bandhan Bank Standard Chartered One Credit Card, Bandhan Bank Standard Chartered Xclusive Credit Card.
With Roopya, it’s frickin easy to apply for a credit card. You just need to follow these simple steps.
If your application is approved, you will receive a confirmation message on your registered number. An executive will call you to further the process accordingly.
Here we will talk about the Bandhan Bank Standard Chartered Xclusive Credit Card, its features, eligibility criteria, application process, and many more. To know more details of this credit card, read below-
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These are the following benefits that you will gain with this exclusive credit card offered by Bandhan Bank Standard Chartered Credit Card-
One of the main benefits of this credit card is that it is accepted internationally. It means, that you can use this card for domestic as well as a foreign e-commerce websites. So now you can do online shopping with this credit card conveniently.
Just like all other credit cards, you also get to earn reward points. You will earn 3 reward points for every spending of Rs. 150 with this card. Along with that, you will also get 10 additional reward points for the transaction of different purposes such as movie tickets, groceries, dining, purchases from supermarkets, medical emergencies, etc.
Every new customer availing of this card enjoys a welcome or joining benefit. In this category, you can avail of a gift voucher worth Rs. 3,000 as a MakeMyTrip Cashback. Additionally, you will get more reward points as a joining benefit.
The users of this card also get a fuel surcharge waiver at every petrol pump across India. The surcharge depends upon the amount of purchase.
You also get the benefit of lounge access. In this category, you get to enjoy 4 lounge access every year. Furthermore, there is no necessity of minimum spending that you need to claim to earn this benefit.
If you get this credit card, then you can enjoy the milestone benefit. If you spend a minimum amount of Rs. 4,00,000 in the first year, then the annual fees of the upcoming year will be waived off.
The credit card is specifically designed with an in-built chip. Hence, it will secure your every transaction. It will also prevent any fraudulent transactions and save your credit card.
To apply for the Bandhan Bank Credit Card, you need to know the eligibility criteria. So, if you are eligible, then you cannot apply for the Bandhan Credit Card. Read below to know the details-
Firstly, to be eligible to apply for the Bandhan Bank Credit card, you need to be a citizen of India. If you are a Non-Resident Indian (NRI), then also you can apply for this card.
After that, the age of the applicant is another important factor. For both salaried and self-employed individuals, the minimum age to apply for the Bandhan Bank Credit Card is 21 years. Furthermore, the maximum age to apply for this card is 65 years.
Thirdly, you must have a good CIBIL score to avail of this card. So, to get the Bandhan Bank Standard Chartered Credit Card, you must have a CIBIL Score of 750 or above. During verification, the bank will check your credit score. So, if you have a high CIBIL score, then the approval of your application increases.
After the eligibility criteria, you need to submit important documents for verification to the Bandhan Bank. The proofs that you need to submit are- Income Proof, Address Proof, and Identity Proof. Here are the documents that you require for these proofs-
As ID proof, you will need the following for Bandhan Bank Standard Chartered Credit Cards-
These are important proofs that you need to submit to get a Standard Chartered Credit card-
read below to know about the important proof to apply for this credit card
For salaried employees-
For self-employed persons-
The YES First Exclusive Credit Card is a competitor of this credit card. Here we have listed the advantages and disadvantages of both credit cards.
Advantages of YES First Exclusive Credit Card
Disadvantages of YES First Credit Card
Advantages of Xclusive Card
Disadvantages of Xclusive Card
These are some frequently asked questions for Xclusive Credit Card by Bandhan Bank Standard Chartered.
There is a limit for transactions allowed in a day. You can use the Xclusive Card for a maximum of 5 transactions per day.
The maximum transaction amount for Bandhan Bank Credit Card is Rs. 2000.
Yes, of course, the Bandhan Bank Xclusive Card also offers lounge access to its users. With this credit card, you will get 4 lounge access per calendar year.
You can 3 reward points for every spend of Rs. 150. Also, you will get 10 extra reward points for using the card for movie ticket bookings, dining, groceries, departmental stores, etc.
Credit cards are one of the greatest inventions of the 21st Century.
Circling around the same old credit card offers can get boring, fast.