Bajaj Finserv

Apply instant Bajaj Finserv Personal Loan Online to get a fund of up to Rs. 25 lakh at the ROI starting from 11.49% p.a. Salaried employees, self-employed individuals, doctors, chartered accountants can apply Bajaj Finserv Personal Loan online. Benefits You Get When You Apply instant Bajaj Finserv Personal Loan Online The high loan amount and long …

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Apply instant Bajaj Finserv Personal Loan Online to get a fund of up to Rs. 25 lakh at the ROI starting from 11.49% p.a. Salaried employees, self-employed individuals, doctors, chartered accountants can apply Bajaj Finserv Personal Loan online.

Benefits You Get When You Apply instant Bajaj Finserv Personal Loan Online

  • The high loan amount and long repayment tenure.
  • Affordable rate of interest and EMIs.
  • Availability of Pre-approved loans.
  • Minimal documents are needed to apply for instant Bajaj Finserv Personal Loan online.
  • Agile application process and loan disbursal.

Loan Criteria- Apply instant Bajaj Finserv Personal Loan Online

Loan Type ROI
Personal Loan (for wedding, travel medical emergency) 11.49%
Flexi Loan 11.49%
For Doctors 14% to 16%
For Chartered Accountants 14% to 15%
For Self-employed 18% onwards

 

Payable Fees and Charges- 

When you apply instant Bajaj Finserv Personal Loan online, the following fees are usually charged on the loan, respectively.

Loan Processing Fees Up to 3.99% on the sanctioned amount
Penal Interest Whichever is higher between the following

·         2% of EMI (per month), taxes are applicable.

·         Rs. 200 per month (incl. taxes)

Bounce Charges Rs. 600 to Rs. 1,200 per event (incl. taxes)
Secure Fees for online approvals Rs. 4,499
Foreclosure fees 4% on the outstanding principal
Part-payment fees 2% on the amount paid partly (Taxes applicable)
Outstation cheque collection Charges Rs. 65 (taxes applicable)

 

Eligibility Criteria- Apply instant Bajaj Finserv Personal Loan Online

  • To apply instant Bajaj Finserv Personal Loan online, your age should be between 23 years and 55 years. The city you’re residing in should be on the eligibility list to apply Bajaj Finserv Personal Loan online. Your minimum income should be between Rs. 25,000 to Rs. 35,000 depending on the city you live in.
  • The business of a self-employed person should be at least 3-years old and have filed ITRs in the past years to apply Bajaj Finserv Personal Loan online.
  • For doctors, the age of their post-qualification experiences matter depending on the degree they have to apply instant Bajaj Finserv Personal Loan online.
  • The chartered accountants should have a COP certificate with at least 4 years of activation and a house or office in the listed locations to apply Bajaj Finserv Personal Loan online.

Documents Required to apply instant Bajaj Finserv Personal Loan Online

Depending on your occupation following documents are required to apply Bajaj Finserv Personal Loan online.

  • PAN Card
  • Voter’s ID Card
  • Aadhaar card
  • Driving License
  • Latest Salary Slips or Form 16
  • Business Proof
  • COP
  • Medical registration certificate
  • ITR
  • Bank Statements

FAQs

  • What are the conditions to make part-payment?

Whether you apply Bajaj Finserv Personal Loan online or offline, part-payments can be made only after paying the first EMI and the part-payment amount should be equivalent to 2 EMIs or more.

  • How long does the disbursal take?

The disbursal can take up to 24 hours, whether you apply Bajaj Finserv Personal Loan online or offline.

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