The Axis bank personal loan is available from Rs. 50,000 to Rs. 15 lakh at the rate of interest starting from 12% per annum for a maximum of 60 months to repay the loan. You can apply Axis Bank Personal Loan online to avail of instant approval and quick disbursal.
Features- Apply Instant Axis Bank Personal Loan Online
When you apply instant Axis Bank Personal Loan online, you can avail of the following beneficial features.
Loan Criteria- Apply Instant Axis Bank Personal Loan Online
|Loan Amount||Rs. 50,000 to Rs. 15,00,000|
|Loan Tenure||Up to 6 months|
|Loan ROI||12% to 24%|
|Loan Processing Fees||Up to 2% on the loan amount|
Fees and Charges- Apply Instant Axis Bank Personal Loan Online
|Instrument return/ repayment instruction charges||Rs. 500 per event (taxes applicable)|
|Penal charges||@ 24% p.a.|
|Instrument Swap Charges||Rs. 500 per event (taxes applicable)|
|The duplicate statement or certificate charges||Rs. 250 per instance (taxes applicable)|
|Duplicate NOC||Rs. 500 per instance (taxes applicable)|
|Charges for CICs report||Rs. 50 per instance (taxes applicable)|
|Stamp Duty||As per the act of the respective states|
|Foreclosure charges/ part-payment charges||· 0 to 12 EMIs- 5%
· 13 to 24 EMIs- 4%
· 25 to 36 EMIs- 3%
· More than 36 EMIs- 2%
To apply Axis Bank Personal Loan online, you should be a salaried employee or salaried doctor of the public sector, government sector, or private company. Your age should be minimum of 21 years and a maximum of 60 years. Your minimum net monthly income must be Rs. 15,000 to apply Axis Bank Personal Loan online.
Dial 1860 419 5555 or 1860 500 5555 to connect with the customer care of the Axis bank.
To get a pre-approved loan from Axis bank you have to be their existing customer by having a bank account there or you can apply Axis Bank Personal Loan online to avail of the further pre-approved loan facility.
No, Axis bank has very transparent policies and all the charges are elaborated on their website.
Whether you apply Axis Bank Personal Loan online or offline, you can visit Axis Bank’s official website and enter your application ID, DOB, and captcha to check the loan application status.