Axis Bank

The Axis bank personal loan is available from Rs. 50,000 to Rs. 15 lakh at the rate of interest starting from 12% per annum for a maximum of 60 months to repay the loan. You can apply Axis Bank Personal Loan online to avail of instant approval and quick disbursal.

Features- Apply Instant Axis Bank Personal Loan Online

When you apply instant Axis Bank Personal Loan online, you can avail of the following beneficial features.

  • High loan amounts.
  • Long repayment tenure.
  • Affordable rate of interest.
  • Easy eligibility criteria.
  • Balance transfer facility.
  • Quick online application process.
  • Multi-purpose loan and collateral-free nature.

Loan Criteria- Apply Instant Axis Bank Personal Loan Online

Loan Amount Rs. 50,000 to Rs. 15,00,000
Loan Tenure Up to 6 months
Loan ROI 12% to 24%
Loan Processing Fees Up to 2% on the loan amount

 

Fees and Charges- Apply Instant Axis Bank Personal Loan Online

Instrument return/ repayment instruction charges Rs. 500 per event (taxes applicable)
Penal charges @ 24% p.a.
Instrument Swap Charges Rs. 500 per event (taxes applicable)
The duplicate statement or certificate charges Rs. 250 per instance (taxes applicable)
Duplicate NOC Rs. 500 per instance (taxes applicable)
Charges for CICs report Rs. 50 per instance (taxes applicable)
Stamp Duty As per the act of the respective states
Foreclosure charges/ part-payment charges ·         0 to 12 EMIs- 5%

·         13 to 24 EMIs- 4%

·         25 to 36 EMIs- 3%

·         More than 36 EMIs- 2%

 

Eligibility Criteria- 

To apply Axis Bank Personal Loan online,  you should be a salaried employee or salaried doctor of the public sector, government sector, or private company. Your age should be minimum of 21 years and a maximum of 60 years. Your minimum net monthly income must be Rs. 15,000 to apply Axis Bank Personal Loan online.

Documents Required- 

  • A thoroughly filled application form
  • KYC documents such as ID proof, address proof, etc.
  • Income Proof.
  • Latest bank statements.
  • Signed ECS form or standing instruction form.

FAQs

  • How to contact the customer care of Axis Bank?

Dial 1860 419 5555 or 1860 500 5555 to connect with the customer care of the Axis bank.

  • Can I get a pre-approved loan from Axis bank?

To get a pre-approved loan from Axis bank you have to be their existing customer by having a bank account there or you can apply Axis Bank Personal Loan online to avail of the further pre-approved loan facility.

  • Are there any hidden charges if I apply instant Axis Bank Personal Loan online?

No, Axis bank has very transparent policies and all the charges are elaborated on their website.

  • How can I check the loan status?

Whether you apply Axis Bank Personal Loan online or offline, you can visit Axis Bank’s official website and enter your application ID, DOB, and captcha to check the loan application status.