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Axis Bank

Axis Bank Vistara Signature Card

Circling around the same old credit card offers can get boring, fast. But with Axis Bank and their Vistara Credit Card range, you aren’t going to come close to experiencing that. Not only do they offer several different types of credit cards based on your own personal needs and preferences, but they also have some …

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Circling around the same old credit card offers can get boring, fast. But with Axis Bank and their Vistara Credit Card range, you aren’t going to come close to experiencing that. Not only do they offer several different types of credit cards based on your own personal needs and preferences, but they also have some incredible partnerships with different brands in order to bring their customers some awesome deals, rewards and much more!

The Axis Bank Vistara Signature Credit Card is made for discerning customers who want to be rewarded in a variety of ways while they are enjoying their life and spending extravagantly. The best part about the credit card is that it is designed to match the user’s lifestyle which makes it easier for banks to understand customers’ spending habits and offer benefits accordingly.

Here’s what you need to know about the Axis Bank Vistara Signature Credit Card.

Axis Vistara Signature Credit Card

How to Apply for Axis Bank Vistara Signature Card?

Roopya offers the fastest way possible to apply for Axis Bank Vistara Platinum Card. Follow these steps to apply for Axis Bank Vistara Platinum Card:

  1. Visit: Credit card application form
  2. Just follow simple steps & fill in a few details.
  3. Get instant credit approval & we will send the credit card to your address.

If your application is approved, you will receive a confirmation message on your registered number. An executive will call you to further the process accordingly.

Here we will talk about the Axis Bank Vistara Platinum Card, its features, eligibility criteria, application process, and many more. To know more details of this credit card, read below.

Here are some highlights of the Axis Bank Vistara Credit Card.

About Axis Bank Vistara Signature Credit Card

A Credit Card that Rewards your Lifestyle. A host of exciting benefits, rewards and privileges await you with this card. Be it instant travel insurance coverage on airport spending, or cashback on every purchase, Axis Bank Vistara Signature Credit Card brings you the best of everything. Designed exclusively for frequent flyers, this Credit Card offers an array of personalized rewards & privileges that are sure to make your life easier!

Axis Bank Vistara Signature Credit Card Benefits and Features

Here, we provide an overview of the benefits and useful features available on the Axis Bank Vistara Signature Credit Card.

  • New cardholders are eligible to get a free premium economy flight ticket and 30000 bonus CV points as a part of their welcome bonus. This flight ticket is offered after every card renewal.
  • Cardholders are eligible for Club Vistara silver membership. This exclusive credit card membership provides benefits including excess luggage allowances and dedicated check-in services.
  • Cardholders are eligible to get a minimum of 15% off on selected restaurants which are Axis Bank partnered.
  • Cardholders receive 4 Club Vistara points for each 200 INR spent on the card. These reward points can be easily redeemed against a wide range of services and products.
  • If you manage to spend 75000 INR in the initial 3 months of card activation, you will be eligible for 3000 CV Points. Cardholders are eligible to get a free premium economy flight ticket as a part of their reward set for crossing 150000 INR, 300000 INR and 450000 INR.
  • Air accident coverage up to 25000000 INR
  • Lost card liability coverage up to the total credit card limit.
  • Cardholders can transfer one-time purchases exceeding 2500 INR to easy EMI payments.
  • Airport lounge access is provided at selected airports.

Axis Bank Vistara Signature Credit Card Loyalty Program

Axis Bank Vistara credit cardholders are eligible to receive 4 Club Vistara points on each 200 INR spent on their cards. Club Vistara members who make purchases on the Vistara website or app and check in using their smartphones can receive accelerated Club Vistara points.

You can track your Club Vistara redeem eligibility by visiting the official Air Vistara website and providing the needed details. Choose ‘Club Vistara’ and then select ‘Book a flight’. Select the ‘Redeem’ section and input the required details on the webpage.

Book your flight and contact their customer service for additional queries or instructions.

Axis Bank Vistara Signature Credit Card Fees Structure

Primary cardholder Joining Fees: 3000 INR

Add-on cardholder Joining Fees: O INR

Primary cardholder annual Fees from the second year: 3000 INR

Add-on cardholder annual Fees from the second year: 0 INR

Rate of Interest: 41.75% per annum (2.95% per month)

Advance cash or cash withdrawal fees: 2.5% of the withdrawn amount (minimum of 250 INR)

Cash payments fees incurred: 100 INR

Lost or stolen card replacement or re-issuing fees: Waived

Late repayment penalty:

  • Up to an amount of 100 INR, a charge of O INR is applied.
  • Up to an amount of 101 INR to 300 INR, a charge of 100 INR is applied.
  • Up to an amount of 301 INR to 1000 INR, a charge of 300 INR is applied.
  • Up to an amount of 1001 INR to 5000 INR, a charge of 500 INR is applied.
  • Up to an amount of 5001 INR to 20000 INR, a charge of 600 INR is applied.
  • Up to an amount of 20001 INR or more, a charge of 700 INR is applied.

Over-limit penalty: 3% of the over amount limit (minimum of 500 INR)

Transaction fees on foreign currency: 3.5% of the amount transacted.

Cheque return or auto-debit reversal fees: 300 INR

Railway Ticket Surcharge As set by IRCTC

Fuel Surcharge 1% of the amount paid

Balance enquiry and Mobile number alert Fees: 0 INR

Axis Bank Vistara Signature Credit Card Eligibility Requirements

If you’re wondering what the eligibility criteria are for the Axis Bank Vistara Signature Credit Card, then let me tell you. In order to be eligible for credit approval, you’ll need to meet all four of the below requirements.

  1. The applicant needs to be a legal Indian resident.
  2. The applicant needs to be within the age range of 18 years to 70 years.
  3. The applicant needs to have an estimated annual income of 6 lakh INR per annum or more.
  4. The add-on cardholder applicant needs to be at least 18 years old.

The Axis Bank Vistara Signature Credit Card is one of the most rewarding credit cards in India today. This article, however, provides you with the documents which are necessary to apply for this credit card.

  1. Form 60 or PAN card copy
  2. Income Proof (Last Payslip, IT Returns copy or Form 16)
  3. Residence Proof (Driver’s License, Ration Card, Passport, Electricity Bill, Landline telephone bill)
  4. Latest coloured photograph

Should you apply for a credit card?

A credit card can be truly great. It grants you access to millions of valuable offers and allows you to take out a loan if you fall on hard times without needing the blessing of a lender or landlord, among many other uses it might serve. On the other hand, it can also wreak havoc on your finances if you’re not careful.

It’s hard to resist the siren call of a shiny new credit card. They look so impressive, just sitting there waiting for you to pick them up and swipe away on that magical plastic!

There are a lot of people who have fallen into the trap of credit card debt. They know they should be using a debit card to pay for things but they find themselves using their credit card instead because it feels like it is more useable. However, this defeats the purpose of having a card – you don’t want to spend more than you can afford! It is important to take control of your spending. One way to do that is by learning how to budget your credit cards properly.

While credit cards can be very useful for making your life easier, it’s important that you use them responsibly for your own benefit. This means using credit cards only to fund things like home improvements, vacations, and other things that stay within a manageable amount of your budget.

The best way to avoid making bad decisions with your credit card is to avoid the temptation altogether by only charging for items you can afford. The more you charge on a credit card, the more difficult it is to pay it off quickly.

Frequently Asked Questions

  1. What should I do if I discover that my credit card is missing?

To report a lost or stolen Axis Bank Vistara Signature Credit Card, please call 1860 500 5555 or 1860 419 5555. You will be protected from the full available balance under the liability coverage of your card, so you don’t need to worry about fraudulent or illegal transactions as long as you promptly report the loss to Axis Bank.

  1. Who is eligible to become an add-on cardholder?

Anyone who is above the age of 18 years is eligible to become an add-on Axis Bank Vistara Signature cardholder.

  1. What is the welcome bonus associated with the Axis Bank Vistara Signature Credit Card?

Axis Bank Vistara Signature Credit Card provides a welcome gift of 3000 bonus CV points and one economy flight ticket for free.

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