Credit cards are one of the greatest inventions of the 21st Century. Yes, I know, that’s a bold statement to make. But then if you consider the amount of time, we save on cash payments and purchases, gas stations, shopping malls, and whatnot — we must agree credit cards have made our lives much easier. …
Credit cards are one of the greatest inventions of the 21st Century. Yes, I know, that’s a bold statement to make. But then if you consider the amount of time, we save on cash payments and purchases, gas stations, shopping malls, and whatnot — we must agree credit cards have made our lives much easier. But not all credit cards are created equal. That’s why Axis Bank created its Vistara Credit Card range.
If you are looking for a credit card that will appreciate you as its customer, then the Axis Bank Vistara credit card is what you should be considering. Showing appreciation towards its customers, as well as with attractive reward points and benefits, this credit card ticks all the boxes when it comes to rewarding customer loyalty without any hassles.
It offers reward points for dining with Axis Bank Dining Delights as well as spending on entertainment too. So, what are you waiting for?
Here are some of the benefits you can look forward to when you apply for the Axis Bank Vistara Credit Card.
Roopya offers the fastest way possible to apply for Axis Bank Vistara Infinite Credit Card . Follow these steps to apply for Axis Bank Vistara Infinite Credit Card :
If your application is approved, you will receive a confirmation message on your registered number. An executive will call you to further the process accordingly.
Here we will talk about the Axis Bank Vistara Infinite Credit Card , its features, eligibility criteria, application process, and many more. To know more details of this credit card, read below.
Here are some highlights of the Axis Bank Vistara Infinite Credit Card.
The Axis Bank Vistara Credit Card is a must-have for discerning customers looking to make the most of their purchases. With an array of rewards on offer, its primarily designed offer aims to give the right kind of incentives to customers shopping at the right places.
Anytime anywhere payments make life easier, while round-the-clock emergency services add a touch of convenience. With a host of benefits and rewards, it leaves no stone unturned to give you the smoothest experience.
Designed for those looking to enjoy their flights with comfort, this credit card is the perfect travel companion. The combination of privileges and benefits adds more meaning to your travel experience.
With exceptional rewards and flexible earning options, this credit card will surely help you grab that extra mile with pleasant surprises along the way.
Here is a rundown of everything the Axis Bank Vistara Infinite Credit Card has to offer:
Engineered to give you more, the Vistara Infinite Credit Card is designed to help you travel like never before. With its versatile perks, it has been carefully crafted to give you the freedom of choice on the fly. It’s your call.
The Vistara card is a must for the frequent flyer. For those of you who explore the skies, we have designed this Vistara Debit Card, which comes with a host of benefits for you.
It enables you to earn 6 Club Vistara points on each 200 INR spent on the card and accelerated 10 Club Vistara points by making purchases worth 100 INR on Vistara’s website and completing check-in via the mobile application.
Now earn Membership Rewards points with your eligible cards where accepted.
Primary cardholder Joining Fees: 10000 INR
Add-on cardholder Joining Fees: O INR
Add-on cardholder annual Fees from the second year: 0 INR
Rate of Interest: 41.75% per annum (2.95% per month)
Advance cash or cash withdrawal fees: 2.5% of the withdrawn amount (minimum of 250 INR)
Cash payments fees incurred: 100 INR
Duplicate Statement Fees: Waived
Lost or stolen card replacement or re-issuing fees: Waived
Late repayment penalty:
Over-limit penalty: 3% of the over amount limit (minimum of 500 INR)
Transaction fees on foreign currency: 3.5% of the amount transacted.
Cheque return or auto-debit reversal fees: 300 INR
Railway Ticket Surcharge As set by IRCTC
Retrieval of Charge Slip Fees: Waived
Outstation Cheque Fees Waived
In order to be eligible for credit approval, you’ll need to meet all four of the below requirements. These eligibility criteria are non-negotiable and stated clearly by Axis Bank.
The Axis Bank Vistara Infinite Credit Card is currently one of the most lucrative credit cards available in India. This article supplies you with the paperwork required to qualify for this Axis credit card application.
If you have a self-image of being the kind of person who loves golf or art, if you love to travel in style with your family, if you are always one of the first few to indulge yourself in the luxury and comfort that comes along with the premium life, or if you are an executive who is always thinking ahead and prioritizing her life and her family’s future in her everyday choices, then Axis Bank Vistara Infinite credit card is one of best options to imbibe all these features together.
Here are the four methods to apply for Axis Bank Vistara Infinite Credit Card.
After completion of the 11th step, you will receive a call from Axis Bank. Your card will be provided soon after that.
Send an email to firstname.lastname@example.org
Send an SMS “VISTARA” on 5676782
Credit cards are powerful tools that give us access to a large number of funds, acting as a financial buffer when we need it. They are our instant line of credit, but they come at the cost of high monthly interest rates and additional service fees. If you’re not careful, you could easily fall prey to credit card debt.
As more people rely on credit cards to make purchases, it is important that you understand how these plastic credit cards work. A credit card can be a convenient way to shop, but if you are not careful or don’t pay your bills, you could end up in debt.
Owning a credit card can turn out to be one of the easiest things in life; however, if you aren’t careful, owing credit cards can be a source of worry and stress. A credit card can be truly great. It grants you access to millions of valuable offers and allows you to take out a loan if you fall on hard times without needing the blessing of a lender or landlord, among many other uses it might serve.
On the other hand, it can also wreak havoc on your finances if you’re not careful. It’s hard to resist the siren call of a shiny new credit card. They look so impressive, just sitting there waiting for you to pick them up and swipe away on that magical plastic!
A lot of people complain about how their credit card debt is getting out of hand. The truth is, there are a lot of people who have fallen into the trap of credit card debt. They know they shouldn’t be using their credit card, but they do it anyway.
It feels easier and more convenient to use your credit card than to pull out a debit card or cash. But overusing your credit card can land you in serious debt!
Many people are not in control of their credit card spending. They make a purchase one day, charge it to their credit card, and then make another purchase the next day. It’s a cycle that is hard to get out of until you learn how to budget your cards.
By getting some control back over your spending – it doesn’t matter if you have one credit card or ten – you can start to see some progress again.
There is a wide range of credit cards available in the market today, and many of them are used for frivolous spending. The shame is that most people don’t realize that a credit card can actually be a useful tool to help you finance large purchases such as cars, vacations, or home improvements.
With a credit card, you can reimburse yourself for these large purchases by charging them to your credit card while at the same time paying it off over time. If done correctly, you can save a serious amount of money by using this technique!
While it is common to carry multiple credit cards in your wallet, you only need one to make responsible decisions that improve your life.
Of course, rewards play an integral part in keeping good credit and avoiding debt. Blended with the right amount of care, you can use a credit card to earn your way to the prizes you’ll enjoy later on.
So, in saying all of this, should you apply for a credit card or not? We believe that if you are able to implement the advice we gave above and have an excellent grasp of your spending habits, you should apply for a credit card.
But if your spending habits tend to be out of control and only lead you to more debt, I would avoid applying for one until you can prove that you can handle having credit!
Either way, remember to always make sure you are ready to take on the responsibility that comes with being able to access credit. Educate yourself before making any financial decisions in life so that they end up benefiting, not hurting you.
You don’t necessarily need a big wallet or a backpack to carry the things you want. One might even say that in this digital era, one needs only a credit card. Credit cards have become just about as convenient as cash.
The millennial generation has even gone so far as to call it cash 2.0. You carry it with you, use it to pay off items, or make on-the-spot purchases when you’re out and about — almost seamlessly. These cards have become accepted at locations where cash is not accepted, making them incredibly versatile and convenient.
In today’s world of plastic cards, wristwatches and even pendants, the public is accustomed to being able to purchase items quickly, easily and efficiently.
However, even with the consumer demanding more services, it is challenging for retailers to accommodate the rapid growth. Therefore, retailers have adapted their services by offering a quicker alternative to their traditional payment methods.
They have included credit card payments in order to compete with their competitors. This increased demand has led to greater competition as credit card companies are trying to endear themselves as the preferred method of payment among consumers by improving their usefulness.
Currently, credit card payment is becoming more popular than other payment alternatives such as Debit Cards, cheques or even cash.
That’s why it’s no surprise to find that credit card companies have been fast to jump in on the trend by incorporating these benefits into their wares. These days, getting a great credit card is about a lot more than bonuses and rewards.
It’s about getting something that you can use regularly – something that can save you cash money, make your life better, and in some cases, help you go further when you travel or shop.
The first thing people think of when they hear the words “credit score” is their own credit rating and how good or bad it is.
A credit score and a credit report go hand in hand. While your credit report summarizes all your borrowing activity over a period of time, your score is based on information within your credit report and provides an indicator of the likelihood that you will pay all your bills on time.
Your rating is not an absolute number; rather a score ranges from 300 to 950 which tells you how likely you are to repay a debt.
If you use credit cards regularly, have applied for a loan or have had a loan approved, your credit history is being monitored. A strong credit rating can provide you with more opportunities in the future, and it will reflect positively on your character.
If your credit history indicates that you have been a responsible borrower and have repaid debts on time, you are more likely to be offered favourable terms such as lower interest rates in general.
Your payment history allows creditors to predict your ability to pay bills, while your account status provides them with a sense of how much they can trust you to handle their money.
Your credit report is a record of your borrowing activity that may be held by one or more credit providers. Examples of credit providers include banks, phone companies or store cards where you have borrowed money.
Lenders analyse the details in your credit report to determine whether or not it is risky to give you cash. If you have an excellent credit score, you will be able to borrow at cheaper interest rates. A strong credit rating might also help you secure better rental housing or better career possibilities.
So, in a nutshell, credit scores are incredibly useful—for both creditors and borrowers. And even if you’re not planning to borrow money any time soon, your credit score is still something that you should know about.
Because yes, your score affects more than just your ability to land loans; it reflects how well you manage your finances overall.
A good credit score is a sign of financial responsibility, and if you’d like to improve yours, the best thing you can do is be conscientious about how you handle your own personal finances.
As a welcome bonus, this card offers a complimentary business class airline ticket and a gold membership to Club Vistara.
Here is a detailed description of the milestone bonus on this card:
Here is a detailed description of the late payment penalties on this card:
Circling around the same old credit card offers can get boring, fast.
Finding a credit card can be tricky. There are so many options out
Flipkart Axis Bank Credit Card offers maximum benefit for Flipkart