Axis Bank

Axis Bank Vistara Credit Card

Axis Bank Vistara Credit Card was launched by Axis Bank in collaboration with Vistara for travel lovers. This card offers numerous benefits for travelling, shopping and many more. Read further to know about the details regarding the Vistara Credit card by Axis bank. Key Highlights of Axis Bank Vistara Credit Card Owning a Vistara Credit …

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Axis Bank Vistara Credit Card was launched by Axis Bank in collaboration with Vistara for travel lovers. This card offers numerous benefits for travelling, shopping and many more. Read further to know about the details regarding the Vistara Credit card by Axis bank.

Key Highlights of Axis Bank Vistara Credit Card

Owning a Vistara Credit card unveils several opportunities and benefits for its customers. Here are the amazing features that come along with Axis Bank Vistara Credit Card-

Club Vistara Points

The Club Vistara or CV points are the bonus to enjoy several benefits for you to enjoy. Let us know more about them-

  • You are 2 CV Points on every transaction of Rs. 200 with Axis Bank Vistara Credit Card.
  • The Credit Card offers several privileges with the membership of the credit card of Axis Bank.

Insurance for Air Accident

One of the main features of the Axis Bank Vistara Credit card is the Insurance that comes along with it. If you have a membership of Vistara Credit Card with Axis Bank, you will get an insurance of air accident worth Rs. 2.5 Crore.

Priority Pass

If you own a Credit card of Axis bank Vistara, you can get lounge access in selected airports all over India. So now get access to several opportunities of complimentary services easily.

Amazing Discounts

With Axis bank Vistara Credit card, you get 15% off on dining. It means you can enjoy delectable dishes at several partner restaurants with Axis Vistara.

Benefits of Axis Bank Vistara Credit Card

When you apply for an Axis Bank Vistara Credit card as a new customer, you unlock several benefits exclusively for you. Here is the list of the benefits of Vistara Credit Card of Axis Bank which you can enjoy on your journey-

Welcome Gift

First is the Welcome Gift that you enjoy as a new customer of Vistara Credit Card. With this welcome gift, you can access various facilities with the economy class ticket when you travel with Vistara Airlines.

Bonus Points and Economy Tickets

This is one of the best membership benefits for the owners of Axis bank Vistara Credit Card. Here are the details-

  • Along with the CV points, the customers also get around 2 tickets of economy class every year. However, these benefits depend upon your expenditure on your credit card.
  • If you spend around Rs. 50, 000 within the first three months i.e. 90 days, you will be benefitted with around 1,000 Club Vistara Points.
  • Simultaneously, if you do transaction up to Rs. 1,25000 you will get 1 complimentary economy class ticket annually.

Various Insurance With Club Vistara Credit card

Along with the air insurance coverage, you also get access to several other insurances by the Credit Card of Axis bank Club Vistara.

  • You get purchase protection of Rs. 1 lakh with the Axis Bank Vistara Credit.
  • You will also get $500 (around Rs. 38, 000) for any kind of the loss of your baggage check-in.
  • If you experience any delay for your flight or lost your travel documents due to some reason, you will get up to $300 insurance coverage.
  • With Axis Bank Vistara Credit Card will enjoy a 100% credit limit for the liability of your lost card.

Covert Your Benefits into EMIs

This is also a significant feature of your Axis Bank Vistara Credit Card with your purchases. Hence, if make any purchase of Rs. 2500 or above, you can convert the benefit into EMIs easily.

Lifestyle Privileges

There are several lifestyle privileges for the Axis bank Vistara Credit cardholders. Soo you can get to access benefits throughout the year.

  • With the Axis Bank Vistara Membership, you will enjoy access to lounge access in different selected airports throughout the country.
  • Along with that, you get Axis Bank Dining Delights offer so you can enjoy scrumptious food in selected partner restaurants in India.
  • Also, you can book flights and book hotels at any time with the 24X7 services by the Axis Bank.

Credit Card Limit of Axis Bank Vistara Credit Card

After you apply for an Axis Bank Credit card, you will be provided with a certain milestone. This limit depends on various factors such as your income, age, debts, etc.

So, you should be aware to avoid making any transaction that exceeds the credit limit. If you do so, you will be charged with a penalty. Also, the card limit will be set by the Axis Bank.

Steps To Redeem Reward points of Your Axis Bank Vistara Credit

It is very easy to redeem your CV points for Axis Bank Credit. You need to follow the below mentioned steps-

  • Log in to Your Club Vistara Account.
  • Click on Redeem Now option.
  • Click on the suitable option such as “Redeem Flights.”
  • Enter the necessary details and you are done.

Documents Required To Apply for Axis Bank Vistara Credit Card

To apply for a Credit Card with Axis Bank Vistara, you will need to submit several documents. Here are the necessary details to access credit cards by Axis Bank-

Income Proof
  • Recent Salary Slip or Payment Fee for salaried individuals
  • Photocopy of Income Tax return
Identity Proof
  • Voter ID Card
  • PAN Card
  • Adhaar Card
  • Passport
  • Driving License
Residence Proof
  • Driving license
  • Ration Card
  • Telephone Bill
  • Electricity Bill
  • Voter ID Card

How to Apply For Axis Bank Vistara Credit Card

Axis bank offers several milestone with different credit cards. After collecting the above-mentioned documents, you can easily apply for an Axis Vistara card. For that, you can visit your nearest banks or branch of Axis Bank. The employees will help you to complete the process. However, you can easily apply for Credit cards through online mode.

  • Visit the site of Axis bank.
  • Click on Credit cards
  • Then click on Apply Now
  • Fill in your details and upload your documents on the website
  • You will get a call from the bank for verification and further process

Eligibility Criteria for Applying for Axis Bank Vistara Credit Card

The Eligibility Criteria to access the Vistara Credit card are as follows-

  • If you are applying for the credit card, you should be a resident of India.
  • Applicant’s age should at least 18 or more than that.
  • The age of the primary and the add-on cardholders should be between 18 to 70 years
  • You should have a minimum annual income of Rs. 6 lakhs

What are the Fees and Charges of Axis Bank Vistara Credit Card

These are the charges that you should know when applying for an Axis Bank Vistara Credit card.

  • Card Issuance or Joining fee– Rs. 1500
  • Annual charges – Rs. 1500
  • Charges for interest– 2.95% every month
  • Withdrawal of Cash- The minimum charge for cash withdrawal is Rs. 250. However, you have to pay charges of 2.5% based on your withdrawn amount.
  • Late Payment Charges– From Rs. 101 to Rs. 300, you need to pay Rs. 100 late charges. However, you have to pay Rs. 700 as penalty charge is your payment is remaining above Rs. 20,001.
  • Exceeding Limit– the minimum charge for over-limit is Rs. 500. You have to pay around 3% depending on the amount of over-limit.
  • Dishonour or Cheque Return Charges– You have to pay Rs. 300 for cheque return charges.

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Frequently Asked Questions (FAQs) About the Axis Bank Vistara Credit Card

Is it possible to apply for an Axis Bank Vistara Credit card through Online mode?

Yes, you can apply for an Axis Bank Vistara Credit card through online mode. You can visit the website of Axis bank and follow the process accordingly.

What steps we should take if we lose the Vistara Credit Card?

It may happen that your card get lost. For that, you need to inform this to your bank at the earliest. Also, you can call on customer service number which is- 18605005555 to inform about your card.

Can I pay the bills of my Vistara Credit card through cheque?

yes, you can pay your Vistara Credit card bills through your cheque. Make sure to submit the latest cheque about 5 days earlier than the payment date.

How do I cancel my Axis Vistara Credit card?

If you want to cancel the Axis Vistara Credit card Then you can visit the nearest branch of Axis bank and do the further process. Also, you can call on the Customer Service number- 1800-233-5577 or 1800-103-5577 to cancel your membership.

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