Axis Bank

Axis Bank Titanium Traveler Credit Card

Axis Bank Titanium Smart Traveler Credit Card: Convert your reward points into Airmiles to get amazing discounts on flight booking.

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If you love adventures and traveling, so you will not miss the opportunity that comes along with this credit card. Or if you are in a job that requires lots of traveling, then Axis Bank Titanium Smart Traveler Credit Card is just for you.

As you know that Axis Bank is known as one of the leading Banks of India. It is because it never fails to enhance its customer experience. They take care of the special needs of customers and offer specific advantages with their credit cards.

Axis Bank Titanium Traveler Credit Card Banner

To know more about the Titanium Smart Traveler Credit, read further below-

Highlights Of Axis Bank Titanium Smart Traveler Credit Card

Joining FeeRs. 250(Waived off for RS. 5000 spend within 45 days)
Annual FeeRs. 100(Waived off for spend of Rs. 50000)
Cashbacks4 Edge points on every Rs. 100 spent while travelling
2 Edge reward points on every Rs. 100 spent on holiday packages, hotel, travel booking
Convert Edge points to airmiles & redeem on flight tickets
Airport Lounge
Add-on Card FeeFree
Card Replacement FeeNil

Want to apply now? Click here.

Features of Titanium Smart Traveler Credit Card

The Titanium Smart Traveler Credit Card is one of the best credit cards offered by Axis Bank. With this credit card, you can enjoy the different offers and enhance your luxurious lifestyle.

Also, you can save a significant amount of money and gain gifts, reward points, vouchers, and many more. Let us know about the Titanium Smart Traveler Card by Axis Bank-

For quick comparison: Visit Compare Credit Cards

Reward Points

You will earn edge reward points when you make any kind of purchase using the Traveler Credit Card. For every transaction of Rs. 100 at a foreign country, you will earn 4 Edge Loyalty Points.

Also, you will earn 2 Edge Loyalty points for any purchase through Titanium Smart Traveler Card across India for hotel bookings, flight and train bookings, etc. Along with that, you will earn 1 edge point for every spend of Rs. 100 throughout the country.

Birthday Month Points

During your birthday month, you will earn 2x loyalty edge reward points on every spend using the Titanium Smart Traveler Card.

Convert Edge Loyalty Points

You can also convert your loyalty edge reward edge points for traveling as well. These points can be converted into air miles facility. You can easily redeem them anytime you want for various travel bookings and flight tickets.

Fuel Surcharge Waiver

The Titanium Smart Traveller Credit Card by Axis Bank also offers the benefit of a fuel surcharge waiver. Axis Bank provides a fuel surcharge waiver of 1% for all fuel transactions across India.

Zero Liability

If your Axis Bank Credit Card gets lost, then you will not be held liable to pay for the transactions made with that. This feature saves you from paying for fraudulent transactions. To avail of this feature, you need to inform the bank about the loss of your credit card. In this way, the bank will stop any further payments made with the credit card.

Benefits of Titanium Smart Traveler Card

As a customer of Titanium Smart Traveler Card, along with the basic benefits, you also enjoy special benefits. The benefits will make your journey and lifestyle smooth and enjoyable. Along with the exciting travel benefits such as holiday packages, you get various other options to explore a luxurious lifestyle smoothly.

Airport Lounges

You can enjoy your visit to the airport lounges at selected airports across the country. With Titanium Smart Traveller Credit Card you can visit both international and domestic airport lounges as well.

Flexible Option for Payments

The users of Titanium Smart Traveller Credit Card get the benefit of paying the credit card bills with huge flexibility. It means the credit card allows you to pay your bills partially and or full every month. For partial payments, you can pay the amount equal to or even more than the due amount.

Along with that, you will get around 50 days for the payment of your purchases in full with the Titanium Smart Traveller Credit Card. In this way, you will not have to pay any interest if you make full payment of your dues.

Cash Withdrawal

The Titanium Smart Traveller Credit Card also allows you to withdraw cash anytime. For that, you have to pay some interest on the total amount you withdraw. So, now if you are out of cash, then you can visit the nearby ATM and withdraw some cash using the Credit Card as well.

Payment of Bills

With the Titanium Smart Traveller Credit Card, you can also pay your regular bills easily. Thus, now you can pay your electricity bills, utility bills, insurance premiums, mobile bills, etc. To avail of this facility, you can use the “Bill Pay” facility that is offered with the credit card.

Converting Purchases into EMIs

With Titanium Smart Traveller Card, you can also convert your retail purchases into Equated Monthly Installment. To avail of this benefit, you have to spend minimum Rs. 2500 for any payment. You can simply call the customer care number of Axis Bank to start this facility of your credit card.

Eligibility Criteria for Titanium Smart Traveler Credit Card

Every bank has certain eligibility criteria set for different purposes. You should also meet the eligibility criteria to apply for Titanium Smart Traveler Card. These are some important criteria to apply for Traveler Credit Card-

Age

Firstly, the minimum age of the applicant for the Axis Bank Titanium Smart Traveler Card should be 18 years.

Also, the maximum age to apply for the Titanium Smart Traveler Credit should be 70 years or less. To get Axis Bank Titanium Smart

Income

After that, the income of an applicant plays an important to determine the eligibility. To apply for Axis Bank Titanium Smart Traveler Credit, you should be a salaried individual or self-employed.

Citizenship

You have to be an Indian Resident to apply for Axis Bank Smart Traveler Credit. However, a Non-Resident Indian (NRI) can also apply for the Axis Bank Credit Card.

CIBIL Score

It is best to have a higher CIBIL Score. this will help you obtain Axis Bank Titanium Smart Credit. You need to have a CIBIL Score of 700 or more than that to obtain an Axis Bank Credit Card.

Documents Required for Titanium Smart Traveler Credit Card

Additionally, you also need to submit important documents to Axis Bank. Then, the bank will verify the documents and further processes. After you submit the necessary documents, it will take around 21 days for the card to arrive.

These are the important documents that you need to submit-

Address Proof

  • Passport
  • Electricity Bills
  • Ration Card
  • Telephone Bills

Identity Proof

  • Recent Coloured Passport size Photograph
  • PAN Card photocopy
  • Driving License
  • Adhaar card
  • Ration Card
  • Voter Id Card

 

Income Proof

  • PAN Card or Form 60
  • Copy of Income Tax Return Copy of last six months
  • Recent Salary Slips

The requirement of documents can change according to the new rules and regulations. You can visit the official website of Axis Bank to know which documents you need to submit.

Charges and Fees of Axis Bank Titanium Smart Traveler Credit

Joining Fee– Axis Bank Charges Rs. 250 as a joining fee for Titanium Smart Traveler Credit Card. Also, if you spend Rs. 5000, in between 45 days from card issuance, then it gets waived.

Annual Fee– The standard annual fee of Axis Bank Credit card for Titanium Smart Traveler is Rs. 100. You have to pay the annual fee from the second year of card issuance. However, the annual fee also gets waived if you spend Rs. 50,000 in the previous year.

Joining Fee for Supplementary Credit Card or Add-on Card– Axis Bank Charges Rs. 100 as a joining fee for a supplementary credit card.

Card Replacement Fee– No Charges.

Annual fee for the supplementary card– No charges.

Cash Withdrawal Fee– The minimum cash withdrawal fees of Axis Bank Titanium Smart Traveler Credit Card. The bank charges 3.5% as a cash withdrawal fee per month.

Outstation Cheque Fee– You can also pay your credit card bills using a cheque from any other bank. Also, you don’t have to pay the outstation cheque fee.

Finance Charges– The finance charges for Axis Bank Smart Traveler Credit Card is 3.25% per month.

Charges for Over limit– You have to pay 3% upon the over limit amount.

Duplicate Statement Fee– No Charges.

Dishonour Fee– Axis Bank Charges Rs. 300 as dishonour fee for Titanium Smart Traveler Credit.

Fee for Cash Payment-You will have to pay Cash Payment Rs. 100 for Axis Bank Titanium Smart Traveler Credit Card.

Foreign Currency Transaction– The foreign currency transaction fee is 3.50% of the total transaction.

Fuel Transaction Fee-There is no fee for fuel transactions from Rs. 400 to Rs. 4000. Also, you get a fuel surcharge of Rs. 400 every month.

Overdue Penalty– Axis Bank will also charge a penalty for a late penalty. If the payment is due up to Rs. 200, you have to pay late payment Rs. 300. Then, Rs. 400 for payment between Rs. 2001-Rs. 5000. Then Rs. 600 for payment due between Rs. 500 or more.

Frequently Asked Questions for Axis Bank Smart Traveler Credit Card

These are the frequently asked questions that will help you to solve queries about Axis Bank Titanium Smart Traveler Credit Card-

What is Axis Bank Titanium Card?

The Titanium Smart Traveler Credit card is launched by Axis Bank. This card offers various benefits where you can earn reward points, and enjoy exciting discounts, gifts, bus bookings, flight bookings, and many more.

How to redeem reward points using Titanium Smart Traveler Credit Card?

You can redeem your reward points by visiting the website of Axis Bank. then you need to log in to your credit card account online.

How to start the Zero Lost Card Liability service on my Smart Traveler Credit Card?

To avail of the zero liability facility of the Axis Bank Credit Card, you need to follow the below-mentioned steps-

  1. When you discover that your credit card is lost, then you need to immediately inform the credit information bureau. You can also call the customer care service from your registered mobile number.
  2. After that, you need to lodge an FIR (First Information Report) to report the loss or theft of your credit card.
  3. Then you will have to fill the Insurance Claim and other required documents and send it to the Axis Bank. Also, you need to attach the necessary document along with it.
  4. At last, the bank will assist you for further steps.

How to make credit card payments using the Axis Bank Titanium Smart Traveler Credit Card?

These are the steps for payments using the Axis Bank Titanium Smart Traveler Credit Card-

  • Login to your Axis Bank Credit Card account from your browser.
  • Go to Credit Card and click on “Balance and Payments.”
  • Choose the credit card for payment.
  • Then choose the account for payment.
  • Enter the required amount.
  • Lastly, click on “Submit.”

How to start the Bill Payment option of my Axis Bank Credit Card?

To begin the Bill Payment option on your Titanium Smart Traveler Credit Card, follow thee steps-

  • Call the customer care services of Axis Bank.
  • Complete the verification process such as credit card number, email ID, mobile number, etc.
  • Then provide the details about the Customer Number, Account Number, Policy Number.
  • After successful verification, you will receive an SMS on your mobile phone and an email for confirmation.

What are the EMI tenures of Titanium Smart?

You can convert your credit card purchases into EMIS easily. The EMI tenure for Titanium Smart Traveler Credit Card is 9 months, 12 months, 6 months, and 3 months.

What is the eligibility criteria to apply for Axis Bank Titanium Smart Traveler Credit Card?

The age of the applicant should be between 18 to 70 years. Also, the nationality of the person should be Indian or NRI. and the person should be salaried or self-employed.

Is it possible to obtain a loan with Titanium Smart Traveler Credit Card?

Yes, it is very easy to obtain a loan with Titanium Smart Traveler Credit Card. The credit cards have a feature called “Instant Loan” through which you can avail a loan. You need to send an SMS “ILW” to 5676782. Then the bank will verify and later decide to approve your loan or not.

If your loan gets approved, then you will receive the amount in your savings account.

Is it important to have a good credit score to apply for Titanium Smart Traveler Credit Card?

Yes, if you have a good credit history, then you can easily opt for any credit card from Axis Bank. The bank verifies your repayment habits, ongoing debts, past loans, etc. It is best to have a CIBIL score of 700 to get a Titanium Smart Traveler Credit Card.

Can I pay the bills of my credit card through cash?

Yes, you can also pay your bills of the credit card through cash. Axis Bank charges Rs. 100 as a fee for cash payment.

What are the late payment charges for Titanium Smart Traveler Credit Card?

The late payment charges for Titanium Smart Traveler Credit Card are-

  • For due payment up to Rs. 2000- Rs. 300.
  • For payment between Rs. 2001-Rs. 5000- Rs. 400.
  • For outstanding payment between Rs. 5001 and more than that- Rs. 600.

What are the required documents to apply for the Titanium Smart Traveler Credit Card?

These are the photocopy of important documents that you need to submit-PAN Card or Form 16, Ration Card, Voter ID Card, Adhaar Card, Passport, Electricity Bill, Driving Licence, Income Tax Return Copy, Salary Slip. You also need to submit a recent passport size coloured photograph.

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