Axis Bank

Axis Bank Reserve Credit Card

Axis Bank Reserve Credit Card offers special privileges for your luxury needs. With top-class travel benefits, it’s the best privilege card by axis bank.

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Axis Bank Reserve Credit Card offers best-in-class privileges with luxury travel benefits.

Axis bank reserve credit card banner

Do you want to add more glitter and luxury to your daily life? Or want to do something exciting without worrying much about the bill?

Then Axis Bank Reserve Credit Card will fulfill your wishes. This credit card will open new doors where you can grab the opportunity to lead a luxurious lifestyle and earn several points in return for making a transaction.

Want to compare with other cards? Visit Compare credit cards benefits.

To know more about the various benefits of the Axis Bank Reserve Credit Card, you need to read further below-

Features of the Axis Bank Reserve Credit Card

Here are the major features of the Reserve Credit Card Axis Bank that you need to know-

Exciting Cashback Offers

The Axis Bank Reserve Credit Card holds several attractive offers for you when you make a purchase using the card. You can also win reward points and discounts with the card.

Card Replacement Features

Customers of Axis Bank Reserve Credit Card get the benefit of card replacement for any damage or loss. Even you are outside the country, you can demand class replacement.

To avail of this benefit, you can dial the toll-free customer care number which is available 24X7. After several hours, you will receive the replaced card in any corner of the world.

Increased Credit Limit

The Axis Bank Reserve Credit Card has a higher limit than the other available credit cards provided by Axis Bank.

However, the limit of the credit card is decided upon various factors such as annual income, financial status, ongoing debts, etc.

E-statements of the Credit Card

If you become a cardholder of Axis Bank Reserve Credit Card, you can receive the e-statements of the card at any time you want.

Use the Card Anywhere

The Axis Bank Reserve Credit Card is safe and secure. You can use this card at any corner of the globe. It is because Axis Bank has about 25 million outlets all over the world.

Looking for other axis bank cards? Axis Bank Select Credit Card | Axis Bank Signature Credit Card | Axis Bank Magnus Credit Card

Attractive Benefits of Axis Bank Reserve Credit Card

The Reserve Credit Card Axis Bank offers several following benefits that you can avail-

Travel Benefits

The Axis Bank Reserve Credit Card holders can visit various golf destinations around the world across the world. The users will get six complimentary rounds and 3 additional rounds for spending 3 lakhs using the credit card annually.

Also, if you have an Axis Bank Reserve Credit Card, you will be ensured with a smooth immigration process at the airport.

With the Reserve Credit Card Axis Bank, you get to earn points for Priority Pass for complimentary services and lounge access at above 900 airports throughout the world.

Luxury Vouchers and Memberships

You can also gain luxury vouchers for high-end retail shopping of brands such as Bottega Veneta, Giorgio Armani, Jimmy Choo, and many more.

The customers also get membership of Club Vistara Platinum and enjoy unlimited benefits with the Axis Bank Reserve Credit Card.

The cardholders of Axis Bank Reserve Credit Card can avail Hilton Honours Membership. You will also enjoy the Gold Status that comes along with the card.

Luxury Car Ride to Taj Hotel

If you have Reserve Credit Card Axis Bank, then you can avail yourself of the complimentary service of luxury card ride.

The luxury car is driven by a chauffeur for exquisite dining at Taj Hotel. You can enjoy this wholesome experience with your partner or loved ones.

You also get a discount on half stay for around two weekends at selected Taj Hotels.

Movie Tickets Discounts

The Axis Bank Reserve Credit Card gives around a 50% discount on every movie ticket throughout the year.

Accorplus Membership

The cardholders of Axis Bank Reserve Credit Card get a free stay for 1 night and a free upgrade of room all over Asia-Pacific. You will also get 50% off on dining and a free buffet lunch for two persons at Accor Hotels across the country.

Edge Reward Points

When you make any transaction using the Axis Bank Reserve Credit Card for shopping such as gadgets, electronics, etc. you will get around 30,000 edge reward points.

Dining Benefits

You will get a benefit for dining at around 4,000 restaurants with a 15% discount across India with Axis Bank Reserve Credit Card.

ITC Culinaire Benefits

You will get a free stay for the third night at ITC hotels. Also, you will get a 50% discount on the room tariff for the suites during weekends.

Along with that, the users get around 10 certificates and other benefits. For beverage and food, you will get Green Points of 25%.

Insurance Benefits

With the Reserve Credit Cards offered by the Axis Bank, you will also get various insurance benefits. Here are the insurance benefits that you get –

Purchase Protection– The users of Credit Card Bank Reserve get purchase protection of around Rs. 2 Lakhs.

Credit Shield– The Axis Bank also offers a Credit shield of Rs. 5 lakh.

Insurance Cover for Air Accident– You will also get a cover for Air Accident of up to Rs. 45 lakh.

Baggage Delay or loss for personal documents– The Credit Card Axis Bank users get a cover for loss of personal documents or baggage delay of USD 500.

Liability for Lost Card– The Credit Card Axis Bank users get a lost card liability by the bank up to the assigned credit limit.

Offers on Weljii

The Credit Card Axis Bank offers 1 session free for its users. You can also get 25% off on health and wellness coaching Axis Bank Reserve Credit Card.

Eligibility Criteria of Axis Bank Reserve Credit Card

These are the following eligibility criteria for Axis Credit Card-

Age

The age of primary Axis Bank Reserve Credit cardholders should be at least 18 years or above.

The maximum age to apply for the Axis Credit Cards is 70 years.

Resident

If you are applying for Axis Bank Reserve Credit Card, then you should be a resident of India or NRI (Non-Resident of India). You should have the necessary documents to prove your Indian citizenship.

Add-On Card Holder

The minimum age of the add-on cardholders should be at least 15 years.

How to Apply for the Credit Card Axis Bank Reserve

You can apply for a card Axis Bank Reserve through an online or offline method. You can visit the nearest branch of Axis Bank and proceed with assistance from staff members.

Whereas for the online method, you can visit the official website of Axis Bank. You can follow these steps to apply for the Axis Bank Credit Cards through online mode-

Visit the website of How to Apply for the Credit Card Axis Bank Reserve

  • Click on the Explore Products on Menu Bar.
  • Based on the credit option, click “Cards’ and then choose Credit Card.
  • A list will appear, scroll down and click on the Axis Bank Reserve Credit Card.
  • To know more details about the card, click on the “Explore More” option.
  • After reading and understanding the details click on “Apply Now.”
  • An option will appear whether you are an existing customer or not. Click on the yes or no option accordingly.
  • Then a form will appear. You have to fill in your personal details such as address, pin code, PAN Card details, phone number, etc.
  • Click on the check box if you want the bank executives to contact you
  • Click on the “Call Me” option for the further processing of the Axis Reserve Credit Card. The Bank representatives will call you to explain the details of further processing and solve all your confusion.

Documents Required to Apply for Axis Bank Reserve Credit Card

If you want to apply for Reserve Credit Card Axis, then you need to gather some important documents. These documents are required for the verification of the credit card offered by Axis Bank. Here are the following documents that you will need-

Identity Proof

  • Voter ID Card
  • Driving License
  • Adhaar Card
  • Recent Passport Size Coloured Photograph

Residential Proof

  • Electricity Bill
  • Ration Card
  • Voter ID Card
  • Telephone Bill

Income Proof

  • PAN Card Photocopy or Form 60
  • Income Tax Return of Past Six Months
  • Salary Slip

Charges and Fees of Reserve Card by Axis Bank

The charges and fees of the Reserve Credit Card Card Axis are listed below-

Joining Fee– The joining fee of Reserve Credit Card Axis is Rs. 30,000.

Finance Charges for Retail and Cash Transaction– 2.95% every month. (41.75% annually).

Cash Payment Charges– Rs. 100

Annual Fee– Rs. 30,000

Fee for Cheque Return- Rs. 300

Penalty for Over limit Amount– Rs. 300 for payment up to Rs. 20000. Rs. 400 for payment up to Rs. 2001 to Rs. 5000. Rs. 600 for payment up to Rs. 5001 or above.

Fuel Surcharge Waiver– 1% of the total fuel transaction amount.

Fee Foreign Currency Transaction Fee– 3.50% on the total transaction amount of the foreign currency.

Fee for Outstation Cheque– Waived

Fee for Card Replacement– Waived

Annual Fee for Supplementary Card– NIL

Surcharge for Railway Ticket Purchase and Cancellation– As directed by the regulation by IRCTC or Indian Railways.

Fee for Mobile Alert for Transaction Using the Card- Waived

Charges for Bank Enquiry- Waived

Charges for Hotlisting– Waived

Fee for Duplicate Statement– Waived

Frequently Asked Questions About Axis Bank Credit Card

These are the frequently asked questions about Axis Bank Reserve Credit Card to solve your queries-

How can I get Axis Bank Reserve Credit Card?

To get an Axis Bank Reserve Credit Card, you can apply through offline and online method. You can visit any branch of Axis Bank and apply for the card. Or if you want to apply online, you can visit the website of Axis Bank Credit Card and follow the above-mentioned steps.

What is the benefit of the Axis Bank Reserve Credit Card?

There are various benefits that you get with the Axis Bank Reserve Credit Card. You can avail huge discounts for online shopping earn edge rewards, travel vouchers, ITC Culinaire membership, BookMyShow offer, and other benefits.

What is the Customer Care Number of Axis Bank?

To solve any queries regarding card application and other processes for Axis Bank Credit Card, you can dial the customer care number- 1800-419-5969.

How to check the application status of Axis Bank Reserve Credit Card?

After fulfilling all the necessary requirements for the Axis Bank Reserve Credit Card, it takes some time for card activation. You can easily check the status online on the website of Axis Bank.

How to pay bills using the Credit Card Axis Bank?

You can pay utility bills through the Reserve Credit Card Axis Bank through net banking, online payments such as Paytm, Gpay, Freecharge and many more.

Log in to your user Id on net banking of your credit card and then add the Reserve Credit Card to biller’s list. After that, you can pay the bills with the Reserve Credit Card through net banking. You can also set “Auto Pay” for timely payment of bills.

Is it possible to increase the credit limit of my Reserve Credit Card Axis Bank?

Yes, you can increase the credit limit of your Reserve Credit Card Axis Bank. For that, you need to request the Axis Bank. After that, the bank will check your credit history and others.

They can also ask you about why you want to increase the limit. If you are able to fulfill the required criteria, the bank will increase the limit of your credit card.

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