Axis Bank

Axis Bank Pride Signature Credit Card

Axis Bank Pride Signature Credit Card: Designed for defence personnel. This card offers a minimum 15% discount on partner restaurants.

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If you want to get a credit card that gives huge options to explore, then Axis Bank is the leading bank in India. You not only get a variety of credit cards but its several features and attractive benefits.

Axis bank pride signature credit card banner

Axis Bank Pride Signature Credit Card is one of the best credit cards by Axis Bank you can opt for. Lets us know about the different benefits and highlights of the credit card below-

 Highlights of Axis Pride Signature Credit Card 

PersonalizationIndian army, navy, airforce embossment with Indian tricolor
Joining FeeNil
Annual FeeRs. 500 [waived off on spending Rs. 40,000/year]
Lounge Access2 Complimentary domestic lounge access per querter
Dining BenefitsMin 15% off at partner restaurants
Fuel Surcharge1% Fuel surcharge waiver on all fuel transaction.
Offer vaild for transaction between Rs. 400 - Rs. 4000.
Maximum cashback of Rs. 400 can be availed in a month
Reward Points8 Reward points per Rs. 200 spent
100 Edge bonus points on spending Rs. 5000 a month
Lost Card ProtectionZero liability on reported lost card transactions

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Table of Content

Features of Axis Bank Pride Signature Credit Card

There are several features that you can enjoy using the Pride Signature Card. Here are some main features of the credit card-

Welcome Gift

When you get the Axis Bank Pride Signature Credit Card, you also get Indigo Vouchers a Welcome Gift. You can avail them easily by contacting the concierge desk of Axis Bank.

Reward Points

With the Axis Bank Pride Signature Credit Card, you can get up to 8 edge reward points on every spend of Rs. 200.

To redeem edge reward points, you can choose any product from the available 500 products in the list.

Advanced Security

The Axis Bank Pride Signature Credit Card is enabled with a chip and a PIN. This means, your card remains protected from any fraudulent transactions. So, the transaction will happen only after you enter the security PIN during payment.

Convert Your Purchases into EMIs

This is the main feature that comes along with every credit card offered by Axis Bank. You can easily convert your purchases into EMIs. the minimum amount should be at least Rs. 2500 to convert them into easy EMIs.

Fuel Surcharge Waiver

Another important feature is the Axis Bank Pride Signature Credit Card. Axis Bank offers 2.5% as a fuel surcharge waiver. The fuel transactions should be at least Rs. 400. the maximum amount is Rs. 4000 to get a fuel surcharge. Also, you will only get a maximum surcharge waiver of Rs. 400 every month.

Additional Cards

You can also opt for a supplementary or additional card along with the Axis Bank Pride Signature Credit Card. You can easily share the card with your family members such as your spouse, siblings, parents, and children.

The minimum age of the add-on cardholder should be at least 18 years or above.

Lost Card Liability

The Axis Bank offers lost card liability with the Pride Signature Card. So, if you lost your credit card anywhere, then you will not be held responsible to pay the dues of the transactions made. But, it is also very important the information about the lost card should be reported immediately to the bank.

In this way, you will be saved from paying any fraud transaction made from your Axis Bank Pride Signature Credit Card.

Want to compare with other cards? Visit Compare Credit Cards page.

Benefits of Axis Bank Pride Signature Credit Card

To know about the several exclusive benefits of the Pride Signature Card, read the information provided below-

Axis bank pride signature credit card banner 2

Pride Privileges

With the Pride Signature Credit Card, you will get to enjoy pride privileges. If are a member of the Indian Air Force, Indian Army, and Indian Navy, then you will get a personalized credit card embossed credit card with the Indian Tricolour.

Along with that, you can also make come contribution using this card to the Defence Welfare Association.

Access to Airport Lounges

It is also one of the iconic features of Axis Bank Credit Cards. So you will also get to use complimentary access to airport lounges with the Axis Bank Pride Signature Credit Card.

You can avail of around 8 complimentary visits every year at selected domestic airports across the country.

Dining Benefits

You will also enjoy up to a 15% discount for dining at selected partnered restaurants around the country. To avail of this advantage, you need to present the Axis Bank Pride Signature Credit Card during the time of payment.

Edge Points

Along with that, the Axis Bank Pride Signature Credit Card offers you to enjoy 100 edge points every month. But, to avail of this benefit, you need to spend at least Rs. 50,000 through this card.

Birthday Reward Point

You also get a special benefit during your birthday month if you have Axis Bank Pride Signature Credit Card.

Thus, you can also earn 2x points for every purchase during your birthday month.

See other popular credit cards: Paytm SBI Select Credit Card | Axis Bank Platinum Credit Card

Eligibility Criteria for Axis Bank Pride Signature Credit Card

If want to enjoy the benefits of the Axis Bank Pride Signature Credit Card, you need to meet certain eligibility criteria set by the Axis Bank. Read below to know about the criteria to apply for Axis Bank Pride Signature Card-

Age

The minimum age should of the applicant be at least 18 years of age.

Also, the maximum age to apply for the Axis Bank Pride Signature Credit Card is 70 years.

Occupation

The Axis Bank Pride Signature Credit Card is offered to the personnel in the Indian Navy, Indian Army, and Indian Air Force.

Also, you can apply for Axis Bank Pride Signature Credit Card if you are a salaried or self-employed individual.

Nationality

The applicant should be an Indian resident to apply for Axis Bank Pride Signature Credit Card. Apart from that, the non-resident Indian or NRI can also apply for Axis Bank Pride Signature Credit Card.

CIBIL Score

You also need to have a good CIBIL score to apply for Axis Bank Pride Signature Credit Card. The applicant should have a CIBIL Score of 700 to apply for Axis Bank Credit Card.

Documents Required to Apply for Axis Bank Pride Signature Credit Card

After you have found that you meet certain criteria, then you can collect the photocopy of important documents to obtain Axis Bank Pride Signature Credit Card-

Identity Proof

  • Voter ID Card
  • Aadhar Card
  • Driving License
  • Ration Card
  • Recent Coloured Passport Size Photograph
  • Passport

Income Proof

  • Salary Payslip
  • Form 16
  • Income Tax return Copy of past six months
  • PAN Card photocopy or Form 60 Address Proof

Residential Proof

  • Passport
  • Landline Bill
  • Ratio Card
  • Electricity Bill

Charges and Fees of Axis Bank Pride Signature Credit Card

Fee for joining– No fee required

Annual Fee– Axis Bank doesn’t charge an annual fee during the first year. Though, you have to pay Rs. 500 from the second year of card issuance. If you spend around Rs. 40,000 in a year, then the annual fee gets waived.

Fee for Cash Withdrawal– You have to pay 2.5% as a cash withdrawal fee.

Charges for Cheque Payments– Axis Bank doesn’t charge any fee cheque.

Finance Charges– You have to pay 2.95% as finance charges on the total credit card bill every month.

Dishonour Fee– If your cheque gets bounced, then you have to pay Rs. 300 as dishonor fee.

Foreign Currency Markup Fee– you have to pay 3.50% on the total foreign transaction that you make through your Axis Bank Pride Signature Credit Card.

Over-limit Penalty– If you exceed the transaction from the assigned limit of your Axis Bank Pride Signature Credit Card, then you will also have to pay an over-limit penalty. The minimum amount for the over-limit penalty is Rs. 500. Along with that, you have to pay 3% of the total amount as an over-limit penalty.

Fee for add-on card– Nil

Cash Payment Fee– Axis Bank charges Rs. 100 for making payment through Rs. 100.

Train Tickets Cancellation and Surcharge– According to the guidelines set by IRCTC.

GST Charges– According to the current regulations set by Government.

Late Payment Fee– Nil for payment up to Rs. 100. you have to pay Rs. 100 for payment due up to Rs. 101-Rs. 300. Rs. 300 for payment due between Rs. 301 to Rs. 1000. Rs. 500 for payment due between Rs. 1001- Rs. 5000. Rs. 600 for payment due around Rs. 5001 and Rs. 20,000. You have to pay Rs. 700 for payment due above Rs. 20001 or above.

Frequently Asked Questions for Axis Bank Pride Signature Credit Card

These are some important frequently asked questions that will solve your queries regarding Axis Bank Pride Credit Card-

What is Axis Bank Pride Credit Card?

Axis Bank is one of the top banks of India. The Axis Bank Credit Card is another credit card offered by the bank to provide several benefits to its users. You can also get a personalized card from the Bank. If you belong to Defense Personnel Association, then you will get the credit card embossed with Indian tricolor as well.

What are the benefits of the Axis Bank Pride Credit Card?

The Signature Credit Card Axis Bank has various benefits, such as, airport lounge access, discount for dining at partner restaurants, fuel surcharge waiver, reward edge points, and many more.

What is the age limit of Axis Bank Pride Signature Credit Card?

Here are the details about the age limit to apply for the Axis Bank Pride Credit Card-

The person should be at least 18 years or above. The maximum age to apply for a credit card is 70 years. Also, the age of the add-on cardholder should be 18 years.

What are the important documents required to apply for Axis Bank Credit Card?

To apply for Axis Bank Credit Card, these are the important documents that you will need-

Voter ID, Ration Card, PAN Card, Electricity Bill, Income Tax Return Copy, Coloured Photograph, Salary Payslip, Form 16, and Passport. The documents required by the banks can change accordingly.

What is the renewal fee for Axis Bank Credit Card?

You have to pay Rs. 500 as a card renewal fee from the second year of card issuance. If you spend a minimum amount of Rs. 40,000, then the annual fee gets waived.

Can I apply for an add-on Credit card for my relative?

Yes, you can apply for an add-on credit card for your close relatives such as parents, siblings, spouse, and children.

What to do if my credit card gets lost?

If your Axis Bank Pride Credit Card gets lost, then register a complaint on the website of Axis Bank. You can also dial the contact numbers of Axis Bank to inform the bank and block further transactions and fraudulent activity.

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