Axis Bank Platinum Credit Card is one of the best entry-level credit cards in India. Enjoy 25% cashback on movie tickets along with 2X reward points.
Having a credit card can open new opportunities to live a smooth and relaxing life. It helps to ease out all the necessities and gain several benefits, privileges, discounts, promotions, and many more. There is a stigma that credit cards can cause you lots of problems. But that’s not true, you can easily manage your finances if you use your credit card properly.
The Axis Bank Credit Cards offers unlimited benefits with affordable charges. That is why Axis Bank is the first choice for credit card users. The Banner Platinum Credit Card is one of the popular credit cards because of its wide range of services which you can avail of at any time to uplift your style of living.
Want to compare with other cards? Visit compare credit card page.
To know more about the different benefits and diverse options of the Axis Bank Platinum Credit, read the information below-
The Axis Bank Platinum Credit Card has several features to enhance your daily lifestyle and give you a luxurious experience. Here are the features of Axis Bank Platinum Credit-
The users of Axis Bank Platinum Credit can gain reward points on every transaction. With this Axis Bank Credit Card, the users will gain 6 points on every spending of Rs. 200.
Along with that, you can also earn the 2X Edge loyalty reward points for using the card during the birthday month. You will also earn 12 edge reward points for every spend of Rs. 200 internationally.
The customers of Pride Platinum Credit Card enjoy zero liability. This feature is very helpful for you if your card gets lost or stolen. So if your card gets stolen, you will not have to pay for the transactions that happen afterward. But, you need to inform Axis Bank immediately so that they can take immediate actions to block the card.
With the Axis Bank Platinum Credit, you also get benefits of global emergency assistance that is offered by Visa International. This feature of the credit card allows you to report about the stolen or lost credit card. Also, you will get a replacement of the card during any emergency from international locations.
You can also convert any purchase that you make using the Platinum Credit Card by the Axis Bank into EMI. To begin this service, you just need to call the bank and ask them to activation. After that, every purchase of Rs. 2500 or above will be converted into EMIs.
As you know about the different features of the Axis Bank Platinum Credit, there are several benefits available. The benefits of Axis Bank Platinum Credit Card is listed below-
The Axis Bank Platinum Credit is equipped with EMV certified chip so that you can do your shopping easily. Along with that chip, you will be provided with a PIN so that it provides extra protection from any fraudulent transaction.
As it is enabled with PIN and a chip-based function, you can easily shop offline or even online. Also, your Credit Card of Axis Bank Platinum is safe and secure to be used for online shopping because all your transactions are kept confidential.
With the Axis Bank Platinum Credit, you also get a discount on your purchase of movie ticket. The Platinum Axis Bank Credit Card offers 25% cashback on movie ticket purchase. So in every calendar year, you will you can earn an estimated cashback of around Rs. 1000 for movie ticket bookings.
But, you will not earn reward points for purchasing movie tickets using the Axis Bank Platinum Credit.
As just like other Axis Bank Credit Cards, you also get the benefit of a fuel surcharge waiver. With the Axis Bank Platinum Credit, you will get a fuel surcharge waiver of 2.5% on your fuel transactions. The purchase amount should be between Rs. 400 to Rs. 4000. Also, you will get fuel benefits of Rs. 400 per month.
Axis Bank ensures that its credit card users enjoy all the facilities hassle-free. Hence, to solve any problems or queries of the customers, it has great customer support services. So whenever you face any problem like your card gets lost or stolen or redeeming reward points or any other questions, you can contact the customer support of Axis Bank.
With the reward points, you get various gifts cashback, promotions, etc. from top merchants and online stores. You can redeem the reward points of your Axis Bank Platinum Credit through online mode.
You just need to visit the Axis Bank Country Website and log in to your Axis Bank account. The whole process will take a few minutes and you will be done.
To apply for the Axis Bank Credit Card, you need to meet the eligibility criteria that are set by the bank. If you fail to meet the eligibility standards, then you cannot apply for any Axis Bank Credit Card. These are the following eligibility criteria to apply for Axis Bank Platinum Credit-
The age of the primary cardholder should be at least 18 years or above. Also, the maximum age to apply for the Axis Bank Platinum Credit is 70 years.
You can also apply for an add-on card for your family member and relatives. The minimum age of the add-on cardmember should be at least 15 years.
Having a good credit score is very important to apply for Axis Bank Platinum Credit Card. Along with that, the bank will also consider your repayment habits, ongoing debts, EMIs, credit history to determine your eligibility.
The application should be a resident citizen of India. However, NRIs or Non-Resident Indians can also apply for Axis Bank Platinum Credit if they have the necessary documents.
These are the necessary documents that you will need to apply for Axis Bank Platinum Credit-
For identity proof, you will need to submit the following documents to the Axis Bank-
For address proof, you will need these following documents such as-
You also need to have a decent income to be able to apply for Axis Bank Credit Card Banner Platinum. These are the necessary income proofs that you need to provide-
These are the important documents that you need to apply for Platinum Credit Card online and enjoy exciting privileges along with it. You need to make sure that all the documents are verified and true. The bank will verify these documents and then proceed to the further application process.
The users of Axis Bank Credit Card enjoy exciting privileges to enhance their lifestyle. However, now you know the various benefits of Axis Bank Platinum Credit along with the documents and eligibility criteria. You can apply for Axis Bank Credit Card through offline and online mode as well.
To apply for the Axis Bank Platinum Credit offline, you can visit the nearest Axis Bank Branch in your location and ask the executive for the application form for a credit card.
Don’t forget to bring along the necessary documents along with you for submission. The bank executives will help you throughout the process and help you to obtain the Platinum Credit Card Banner.
To apply for the Axis Bank Platinum Credit through offline mode, you can follow the below-mentioned steps-
After the completion of this process, the executive from the Axis Bank will contact in a few days for the further verification process.
These are the following Fees and Charges of Axis Bank Platinum Credit that you need to follow-
Joining Fees– The joining fee of Axis Bank Platinum Credit is Rs. 50. This joining fee gets waived if you spend Rs. 5000 under 45 days.
Annual Fees– You have to pay an annual fee from the second year of card issuance. You don’t have to pay the annual fee in the upcoming if you spend Rs. 1,00,000.
Supplementary Card or Add On Card Fees- Rs. 100.
Finance Charges for Retail Purchases-Axis Bank charges 3.25% as finance charges per month.
Cash Withdrawal Fee– The minimum amount of cash withdrawal fee is Rs. 250. You have to pay 2.5% on the total amount.
Fee for Cheque Return or Dishonour Fee– Rs. 300.
Cash Payment Fee– Rs. 100.
Foreign Currency Transaction Charges– You have to pay 3.50% on the total transaction amount.
Fee for Card Replacement– Nil
Outstation Cheque Fee– Nil
Late Payment Fees– Rs. 300 for payment due up to Rs. 2000. For payment due between Rs. 2000 to Rs. 5000, you have to pay Rs. 400. You have to pay Rs. 600 for payment due more than Rs. 5000.
If you still have any doubts related to Axis Bank Credit Card then you can read the following FAQs related to Axis Bank Platinum Credit-
What are the benefit of Axis Bank Platinum Credit?
With the Axis Bank Platinum Credit, you can enjoy the best deals among several options such as internet banking, shopping, gift vouchers, discounts on movie ticket purchases and partner restaurants, and many more.
How to apply for Axis Bank Platinum Credit
You can apply for Axis Bank Card Banner Platinum Credit through offline and online mode. To apply for Axis Bank Platinum Credit online and enjoy best deals, you can read the information provided above.
How to apply for Add On Credit Card?
To apply for an add-on credit card, you can send a message “ADDON” from your registered mobile number to 5676782. Or you can visit the nearest Axis Bank Branch and apply for Axis Bank Platinum Credit.
How to generate a PIN for my Axis Bank Platinum Credit?
It is very easy to generate a PIN for your Axis Bank Platinum Credit. You just need to simply ant ATM of the Axis Bank and follow the few steps that appear on the screen. You will also need to have your registered phone number so that you can receive and enter the OTP for verification.
Which relatives are eligible to get an Add on Credit Card?
You can apply for add on credit card for the following relatives-
What are the necessary documents required to submit for an Axis Bank Platinum Credit?
You need to submit documents such as income proof, identity proof, and residential proof. These documents include PAN Card, Ration Card, Form 60, Recent Salary Slips, Adhaar Card, Electricity Bills, Driving License, and others. Remember, that the criteria and required documents get changes according to the rules and regulations.
How many days the billing cycle of Axis Bank Platinum Credit consists?
The billing cycle of Axis Bank Platinum Credit is 30 days. It means that your balance will be credited to your Axis Bank Platinum Credit account under 30 days starting from the transaction date.
How to unblock Axis Bank Platinum Credit?
To unblock your Axis Bank Platinum Credit Card, you can contact the credit information bureau or dial the customer care number- 18500-5555 or 1860-419-5555 and request to unblock your credit card.
What is the credit limit of Axis Bank Platinum Credit?
The credit limit of the Axis Bank Credit Cards depends is decided by the bank. Several factors such as credit history, repayment habits, etc. are verified by the bank. On the basis of these factors, the limit amount is decided.
How much discount do we get with the Banner Platinum Credit Card Axis Bank Dining?
Axis Bank offers around 15% discounts under the dining delights program. So now you can enjoy delicious foods at various partnered restaurants across India.
What are the minimum and maximum ages to apply for Axis Bank Platinum Credit?
The minimum age to apply for Axis Bank Platinum Credit is 18 years and above. The maximum age to apply for the Axis Bank Credit Cards is 70 years.
Do I need to pay fees for card replacement?
No, you don’t need to pay any fees for the replacement of card banner platinum credit.
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