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Axis Bank

Axis Bank Freecharge Plus Credit Card

Axis Bank Freecharge Plus Credit Card offers exciting welcome bonus with cashback on each transaction. Read all the features here in this article.

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Axis Bank Freecharge Credit Card unlocks huge cashback on Freecharge spends, daily travel & shopping.

This card has been brought to you in collaboration with Freecharge and Axis Bank. It is meant to provide you benefit with all the daily benefits to pay your bills and other purposes. Customers enjoy various offers vouchers and cashback.

Let us know more about the Axis Bank Freecharge Plus Credit Card.

Axis Bank Freecharge Plus Credit Card Banner Image credit: Axis Bank

 Highlights Of Axis Bank Freecharge Plus Credit Card 

Welcome BenefitsGet Rs. 350 voucher from Myntra on card activation
Rs. 350 voucher from Big Basket
Spending BenefitsAnnual fee of Rs. 350 waived off on spending Rs. 50,000 yearly
Cashback Benefits5% cashback on all spends made on Freecharge
2% cashback on Ola, Uber spends
1% cashback on all other spends
Dining BenefitsUp to 20% discount with Dining Delights Program at partner restaurants.
Annual FeeRs. 350 [waived off if yearly spends exceeds Rs. 50,000]
Joining FeeRs. 350
Financial Charges3.4% per month
Card Replacement FeeRs. 100

Table of Contents

  1. Exclusive Features of Freecharge Plus card
  2. Eligibility Criteria
  3. Documents Required
  4. Fees & Charges
  5. Steps to Apply
  6. FAQs

Exclusive Features of Axis Bank Freecharge Plus Credit Card

There are various offers and features that Axis Bank offers with this credit card. Here are the exclusive features of the Axis Bank Freecharge Plus Credit Card-

Welcome Benefits

There are various welcome benefits that customers who avail of the Axis Bank Freecharge Plus Credit Card for the first time. These are the Welcome Benefits-

  • BookMyShow– You will get a BookMyShow Voucher Worth Rs. 350 as a welcome benefit with the Axis Bank Freecharge Plus Credit Card.
  • Uber- You will also receive an Uber Voucher worth Rs, 350 as a welcome benefit with the Axis Bank Freecharge Plus Credit Card.
  • To avail of this offer need to make the first transaction under 30 days after you receive the card from the bank.

Cashbacks

You will also get cashback after you make any transaction with Axis Bank Freecharge Plus Credit Card.

  • You will also receive cashback on the transaction for WMI, Fuel, Wallet, etc.
  • You will receive a maximum cashback worth Rs. 150 every month on your transaction through Axis Bank Freecharge Plus Credit Card.

Dining Benefits

Just like other credit cards, Axis Bank Freecharge Plus Credit Card offers Dining Delights program.

  • In this program, you get an instant discount of 10% to enjoy tasty food at various partner restaurants across India.

Annual Fee Waiver

If you spend more than Rs. 50,000 in a year through Axis Bank Freecharge Plus Credit Card, you will not have to pay the annual fee.

Shopping Benefits

These are the shopping benefits that you will be able to enjoy with the Axis Bank Freecharge Plus Credit Card-

  • You will receive a BigBasket voucher of Rs, 350.
  • You will also receive a voucher for Rs. 350 for online shopping from Myntra.

Pay Your Bills

  • You can use Axis Bank Freecharge Plus Credit Card for bill payments through online and even online modes. Here is how you can use Axis Bank Freecharge Plus Credit Card for fulling your utility bills and others-
  • Just download the mobile application of Axis bank on your smartphone and pay your bills instantly.
  • You can also make NEFT payments using Digital Credit Card.
  • Use online payment portals like Paytm, Gpay, Billdesk, and many more. You can easily link these apps and pay your bills with your credit card online.
  • You can also withdraw cash from the Axis Bank Freecharge Plus Credit Card from any ATM for cash payment.
  • Axis bank also offers Auto-debit facility. It means that your debts will be automatically paid through your credit card.

Want to compare with other cards? Visit Compare Credit Cards.

Limitations of Axis Bank Freecharge Plus Credit Card

To get an Axis Bank Freecharge Plus Credit Card you will also have some limitations. These limitations are set by the bank on various factors. The credit limit is decided by evaluating the credit score, ongoing debts, employment, annual income, habits for repayment, etc.

Eligibility Criteria for Axis Bank Freecharge Plus Credit Card

There are various eligibility criteria that you must fit in to apply for the Axis Bank Freecharge Plus Credit Card. The required eligibility criteria are listed below-

Citizenship

To apply for the Axis Bank Freecharge Card, you should reside in India or have citizenship in India.

Age

The age of the applicant to obtain an Axis Bank Freecharge Plus Credit Card should be at least 18 years of age or above.

Employment

The applicant should be self-employed or salaried.

Credit Score

Having an excellent credit score helps to get the approval of the Axis Bank Freecharge Plus Credit Card much more easily.

Know about other Axis Bank credit cards: Axis Bank Platinum Credit Card | Axis Bank Reserve Credit Card

Important Documents Required for Axis Bank Freecharge Plus Credit Card

Documents are very important for the verification of credit card approval at every bank. You need to have solid proof that you are eligible for the Axis Bank Freecharge Plus Credit Card.

These are the important documents that you need to submit to the bank for verification of further processing. On the basis of these documents, you will proceed to further steps-

Identity Proof

To submit the documents for identity proof, you will require these documents-

  • Driving License
  • Adhaar Card
  • Voter ID Card
  • Recent Passport Size Coloured Photograph

Residential Proof

These are documents that you will require for residential proof for Axis Bank Freecharge Plus Credit Card-

  • Passport
  • Ration Card
  • Adhaar Card
  • Voter ID Card
  • Electricity Bill
  • Telephone/Landline Bill

Income Proof

For income proof, you will require these following documents to access Axis Bank Freecharge Plus Credit Card-

  • Photocopy of Income Tax Return of Past six months
  • Salary Slip of the past recent months
  • Form 16

Fees and Charges of Axis Bank Freecharge Plus Credit Card

You will have to keep the fees and charges of your Axis Bank Freecharge Plus Credit Card. So that, you pay your bills on time and maintain a good credit history The Fees and Charges of Axis Bank Freecharge Plus Credit Card are-

  • Joining Fee– Rs. 350
  • Annual Fee– Rs. 350
  • Fee for replacing the card-Rs. 100
  • Fee for the retrieval of charge slips– Rs. Nil
  • Charges for cash Payment– Rs. 100
  • Finance Charges– 3.4% every month.
  • Charges for Cheque Return– Minimum amount Rs. 450. You have to pay 2% as cheque return fee on the amount.
  • Fee for Foreign Transaction– 3.5% on the total amount.
  • Late Payment Charges– Rs. for payment between Rs. 301-Rs. 500. Rs. 500 for payment between Rs. 501- Rs. 1000. Rs. 750 for payment between Rs. 1001-Rs. 25000. Rs. 950 for payment between Rs, 10,001 to Rs. 25000. Rs. 1000 for payment between 25,001 to Rs. 50000. Rs. 1200 for payment more than Rs. 50000.
  • Charges for Over limit– Minimum amount for the over limit penalty is Rs. 500. The rate is 3% on the total exceeding amount.

Steps to Apply for Axis Bank Freecharge Plus Credit Card

These are the steps that you need to follow to apply for the Axis Bank Freecharge Plus Credit Card-

  • Visit the official Axis Bank website.
  • On the top left side, click on the panel.
  • Then scroll down and click on Credit Cards.
  • A question will appear which will ask you that you are an existing customer or not. Click on the yes/no button accordingly.
  • A form will appear. You need to fill in your personal details such as residence, phone number, PAN card details, and many more.
  • Choose the credit card you want to apply. Scroll to Axis Bank Freecharge Plus Credit Card and click on it.
  • Upload the documents we have mentioned above.
  • The executives will call you in the next 24 hours for confirmation and further processes.

Frequently Asked Questions for Axis Bank Freecharge Plus Credit Card

These are the Frequently asked questions about the Freecharge Plus Credit Card from users across the country.

How can pay my FreeCharge Plus Credit Card Bill?

The Axis Bank Freecharge Plus Credit Card is an entry-level credit card, You can pay the dues of your is Bank Freecharge Plus Credit Card through Paytm, Gpay, Net Banking. This process is fast and easy as well.

What is Axis Freecharge Credit Card?

The is Bank Freecharge Plus Credit Card is just like other virtual credit cards launched recently by Axis bank and Freecharge. You can get gift vouchers worth Rs. 350 for Myntra and Big Basket for online shopping. You can also use this card for other spends such as paying your bills, shopping, food, etc.

When we receive the vouchers of Myntra and Big Basket?

After you make any payment using the virtual card, you will receive the vouchers within 21 days of payment. You will receive these vouchers online on your registered email id or mobile number.

Does the Freecharge Plus Credit card Axis bank offers an annual fee waiver?

Yes, the Freecharge Plus Credit Card Axis bank offers an annual fee waiver if your annual spends reaches above Rs. 50,000.

Can I use Freecharge mobile app for my online payments with Axis Bank Freecharge Plus Credit Card?

Yes, you can use Frecharge mobile app for your bill payments Axis Bank Freecharge Plus Credit Card. You can use reward points with freecharge spends and redeem reward points as well.

Is it recommended to use Axis Bank Freecharge Credit Card?

Yes, we recommend Axis Bank Freecharge Credit Card. You can use the physical credit card or even freecharge wallet for your payments and gain unlimited cashback and reward points.

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