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Axis Bank

Axis Bank Aura Credit Card

Axis Bank Aura Credit Card offers free video consultations with doctors. Get a discount of up to Rs.500 on health checkups. Apply with Roopya.

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Axis Bank Aura Credit Card is specifically designed for the health and wellness of the customers which is launched by Axis Bank.

axis bank aura credit card banner Image Credit: Axis Bank

It helps the customers to avail of various services in wellness categories. For example doctor consolations, fitness sessions, and many more. If you want to know more about the benefits and features of Axis Bank Aura Credit Card, then you need to read the information provided below-

Key Highlights of Axis Aura Credit Card

Annual Fee Rs. 749
Best Suited For Health & Wellness
Welcome Benefits Rs. 750 gift voucher from Decathalon
Health Benefits 4 Free video consultations from Practo
4 Free video fitness session from Poshvine
Discount up to Rs. 500 on annual health checkup
Fuel Benefits 1% Surcharge wave off at all fuel stations
Transaction value should be between Rs. 400 – Rs. 4000
Reward Points 2X Reward points on every Rs. 200 spent
5X Reward points on every 200 spent on insurance
Discounts Min 30% discount on diet consultations
30% Purchase discounts on diet foods
Dining Benefits 20% Discount under Dining Delights Program

Want to compare with other cards? Visit Compare Credit Cards

Features of the Axis Bank Aura Credit Card

There are various features that are included in the Axis Bank Aura Credit Card. These are the following key features of the Aura Credit card by Axis Bank that you should know-

Axis bank aura credit card banner2

Welcome Benefit

As a welcome benefit, you get a decathlon voucher of Rs. 750. You can use this voucher at any decathlon store or website.

Video Consultations

As we have mentioned that the Axis Bank Aura Credit Card is designed for the customers so that they can avail of themselves several health benefits. So, with the Axis Bank Aura Credit Card, you get 4 complimentary free online video consultations every month on Practo.

Fuel Surcharge Waiver

Just like other various credit cards by Axis Bank, you also get a fuel surcharge waiver of 1% for fuel transactions ranging from 400 to Rs, 4000. It is very easy to avail of this benefit, you just need to present the card while making any fuel purchase. You can use this card for fuel surcharge waiver at various petrol stations across India.

Loyalty Points

If you make any purchase using the Axis Bank Aura Credit Card you also get edge loyalty points. Hence, for every purchase of Rs. 200 with the card, you will get 2 edge loyalty points.

Benefits of Axis Bank Aura Credit Card

Along with the key features, you should also know about the various benefits that you can enjoy by using this card. These are the following benefits of Axis Bank Aura Credit Card

Reward Points

With the Axis Bank Aura Credit Card, you will also earn reward points. On every spend of Rs. 200 with this credit card, you will get 2x reward points.

Along with that. you will also earn 5x reward points for spending Rs. 200 on the insurance expenses.

Discounts

If you are a health freak and want to take advantage of the discounts on various products, then this card is for you. You will get a discount of up to 30% on nutritional foods. Along with that, you will get another 30% discount on diet consultations from experts.

Health Benefits

In the section on health benefits, you will get a variety of options that you can enjoy. You can enjoy the unique health benefit of 4 fitness sessions through online mode with Poshvine. Also, you get about 16 recorded fitness sessions as a complementary health benefit.

The Axis Bank Aura Credit Card provides up to Rs. 500 discount for health checkups annually.

Dining Discounts

With the Axis Bank Aura Credit Card, you can enjoy discounts of up to 20% under the dining delights program at several partner restaurants with Axis Bank all over India.

How to Apply for Axis Bank Aura Credit Card?

If you want to avail of different advantages of the Axis Bank Aura Credit Card such as advanced wellness solution at a discount and many more. You can easily apply for Axis Bank Aura Credit Card through online and offline mode.

If you want to apply offline, then you need to visit the nearest branch of Axis Bank in your locality. Then you can take assistance from the staff to help you throughout the process.

To apply through the offline mode, you can follow the below-mentioned steps:

  • Search Axis Bank Aura Credit Card on Google. Or you can directly visit the official website of Axis Bank.
  • Then click on Apply Now option
  • Then a form will appear which you will need to fill in with your name, phone number, PAN details, etc.
  • After filling up the form, click on Next
  • Then you will have to upload the documents mentioned above.
  • Then click on submit.
  • The Axis Bank executive will call you in a few days for verifications and other processes.

Steps to Enjoy Benefits of Axis Bank Aura Credit Card

The Axis Bank Aura Credit Card has several benefits for its customers to enjoy various discounts and benefits in health and wellness categories, dining, and many more. To avail of these benefits you can follow the below-mentioned steps:

  • Visit the official website of the Axis Bank
  • Then enter the registered mobile number
  • You will receive an OTP on your phone.
  • Enter the OTP and login
  • Then the benefits will appear on the screen that you can use.

Limit of Axis Bank Aura Credit Card

Every credit card comes along with a certain limit. Also, the credit limit is decided by the bank. There are various factors that can make your increase your credit limit. Common factors such as annual income, ongoing debts, credit history, repayment habits, and many more.

Eligibility Criteria to Apply for Axis Bank Aura Credit Card

To apply for the Axis Bank Credit Card, you should meet the set criteria. If you fail to meet them, then you will not be able to apply for a credit card. These are the following eligibility criteria to apply for Axis Bank Aura Credit Card-

Age

The minimum age to apply for the Axis Bank Aura Credit Card is 18 years.

The maximum age to apply for the Axis Bank Aura Credit Card is 70 years.

Credit Score

A credit score reflects that you pay your dues in time. Having a high credit score helps to obtain any loan or other fund-related matters easily. The applicant should have a good credit score to apply for Axis Bank Aura Credit Card.

Citizenship

If you are applying for the Axis Bank Aura Credit Card, you should be an Indian Resident or an NRI (Non-Indian Resident).

Documents Required for the Axis Bank Aura Credit Card

When you apply for any credit card, you need to submit a photocopy of the required documents. These documents are important for verification and after that, the bank decided to give you a credit card or not. You can make a photocopy or even upload them online as you want. These are the required documents that you need to submit for Axis Bank Aura Credit Card-

Address Proof

For address proof, you need the following documents-

  • Passport
  • Ration Card
  • Telephone Bill
  • Photocopy

Identity Proof

For identity proof, you need to submit the photocopy of the following documents-

  • PAN Card photocopy
  • Passport
  • Adhaar Card
  • Driving License
  • Voter ID Card

Income Proof

The income proof shows that you are capable to obtain the card or not. At the end of the month, you have to pay your credit card bills, so you need to have a decent income. These are the following documents that you will need-

  • Income Tax Return Photocopy
  • Salary Slip of the past three months
  • Form 60

Charges and Fees of Axis Bank Aura Credit Card

Joining Fee– The joining fee for Axis Bank Aura Credit Card is Rs. 749.

Annual Fee– The annual fee for the Axis Bank Aura Credit Card is Rs. 749.

Fee for cash payment– Axis Bank charges Rs. 100 for taking payment in Cash.

Charges for Cheque Return– The minimum amount for cheque return is Rs. 450. You have to pay 2% of the total amount as dishonor charges.

Foreign Transaction Markup Fee– You can use the Axis Bank Aura Credit Card anywhere in the world. For that, you need to pay 3.5% of the total payment as a foreign transaction fee.

Card Replacement Fee- Waived

Charges for Balance Enquiry– Waived

Fee for an Outstation cheque– Waived

Finance Charges– 3.4% every month

Over limit penalty– You have to pay a minimum amount of Rs. 500. Axis Bank charges 3% on the over-limit amount.

GST Charges– According to the current rules

Railway Tickets Surcharge– It is prescribed by the IRCTC.

Hotlisting Fees- Nil

Late Payment Charges– No charges for payment due up to Rs. 100. Rs. 100 for payment between Rs. 101- Rs. 300. Rs. 300 for the payment due between Rs. 301 to Rs. 1000. Rs. 400 for payment due between Rs. 1001-Rs. 5000. Rs. 600 for due payment ranging between Rs. 5001 to Rs. 10000. Rs. 700 for payment remaining due above Rs. 10,000.

Frequently Asked Questions for Axis Bank Aura Credit Card

These are the frequently asked questions that can solve your confusion regarding the Axis Bank Aura Credit Card

Which bank has launched the Aura Credit Card loaded with health and wellness benefits?

The Axis Bank has launched the Axis Bank Aura Credit Card by keeping the strong trend in mind. It offers benefits such as an online medical consultation platform, cross-functional training programs, a fitness platform, and many more.

What are the key highlights of Axis Bank Aura Credit Card?

There are various offer benefits and key features that come along with the Axis Bank Aura Credit Card. Some major key features are that you get various health care products, wellness benefits at an affordable rate. Also, you get offers on dining, fuel surcharge waiver, edge loyalty points, etc.

What steps we should take if my card gets declined?

There are various reasons that your Axis Bank Aura Credit Card gets declined such as expiration, low limit, and others. You can dial the customer care number of Axis Bank that is- 1800-419-5969.

How many days does it take for the Axis Bank Aura Credit Card to arrive?

After you have applied for the Axis Bank Aura Credit Card, it will take around 21 days to one month to arrive.

Can I get a discount for health and wellness?

Yes, you get a discount on a health check-up at an affordable price. Also, you will get guidance from experienced doctors for wellness benefits from health check-up companies, access to complimentary videos to remain fit.

How to check the balance of my Axis Bank Aura Credit Card?

To check the balance of the Axis Bank Aura Credit Card, you can go to the official website of Axis Bank and log in to your account. Or you can send an SMS like this- <XXXX> <AVAILBAL>. In the place of “XXXX”, you have to put the last four digits of the card.

How to get free consultations videos for fitness sessions from the health and fitness platform?

You can easily watch the fitness videos available on the health and benefits platforms by visiting here- https://axisbankaura.poshvine.com/.

Will my further transactions get rejected if I cross my limit of credit card?

If you cross the credit limit, then it is totally upon the bank to cancel or approve the transaction. If your transaction gets approved, then you have to pay an over-limit penalty of the total payment.

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