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Personal Loan in Gurgaon: Get up to 25 lakhs in 1 hour

Personal Loan in Gurgaon: Roopya offers the lowest possible interest rates for Gurgaon with instant approval. Apply now & get money in 1 hour.

Personal Loan in Gurgaon: Get up to 25 lakhs in 1 hour

Written by Roopya

Personal loan in Gurgaon is one of the easy unsecured loans that you can avail of to fulfill your need. Roopya offers the best personal loan offers in Gurgaon. Avail up to 25 lakhs in just 1 hour @9.60%* per annum.

Personal loan in Gurgaon

How to get Personal Loan in Gurgaon?

Gurgaon is considered an important technological hub due to its rapid progress in urbanization that attracts people from all over the country for a better career scope and lifestyle.

All these features are simultaneously promoting the banking sector as well. The demand for a personal loan in Gurgaon is also increasing. If you are also looking for a trusted source to apply for a personal loan, then this is the right place.

Roopya offers instant personal loan in Gurgaon @ the lowest interest rate. Check out the latest personal loan offer before processing.

Want to apply now? Fill up this form.

Know interest rates of all banks: Visit Compare Personal Loan Interest Rate.

Features of Personal Loan in Gurgaon

Personal loans can be very helpful when we are in urgent need of money. If you are aiming to reside here then, personal loans can be helpful to manage your financial needs.

These are the important factors that why you should apply for personal loans-

Easy Approval

When you apply for a loan of a huge amount, it is very difficult to get approval. You need to be very careful during the verification process so that you get approval for the loan. But, personal loan amount generally ranges from Rs. 10000 to Rs.1 Lakh. That is why the application process and approval are easy.

Low-Interest Rates

Personal loan in Gurgaon interest rates

A personal loan is a short-term loan that ranges from 3 months to 12 months. Due to its short EMI tenure, the interest rates are also very less. Thus, you can apply for a loan with attractive interest rates.

No Collaterals

There are no collaterals needed for documentation. That is why it is also called an unsecured loan. Thus, it is also safe to obtain. With easy EMIs and interest rates, you can easily pay off the loan.

Flexible Repayment Tenure

You can apply for a personal loan easily from various financial institutions. You can pay your EMIs ranging from 3 months to 12 months. Also, you get the lowest interest rate due to the flexible tenures.

Get Money Within 24 Hours

When your personal loan application gets approved, you will get the loan amount directly in your bank account within a few hours. With quick disbursals of your loan amount, you can meet your financial emergencies easily.

Instant Approval

There are no certain strict criteria if you apply for personal loans in Gurgaon. Within a few steps, you can complete the whole process and your loan gets instant approval within 24 hours.

Online Process

Whether you want a personal loan in Gurgaon or somewhere else, the application process is totally online. It means that you don’t need to be physically present for the verification. You can easily apply according to your convenience and get instant approval for loans. You just need to fill the online form and upload the documents and that’s it.

Several Purposes

You can use the fund for any personal use which is one of the main benefits of personal loans. You can use the money for various purposes such as spending holidays, wedding loan, buying electronic appliances, investment in the business, home renovations, education, etc. This facility is not available in another loan such as a car loan or home loan.

Eligibility Criteria to Apply for Personal Loan in Gurgaon

Personal Loans require has simple eligibility criteria that increase your chances to obtain the desired loan. But, it is very important that you must fit in the below-mentioned eligibility –

Age

Firstly, the minimum and maximum age to apply for the personal loan in Gurgaon is 21 years and 60 years.

Income

The minimum income to apply for the personal loan is Rs. 3000. Along with that, the salaried professionals should have a minimum work experience of 1 year. Also, they should be employed with the current company or employer for at least six months.

Citizenship

To get a personal loan, the applicant should be an Indian Citizen. If you are an NRI, you need to show necessary proofs regarding your citizenship.

Documents Required to Apply for Personal Loan in Gurgaon

A Personal Loan doesn’t need any collateral, that is why it is also known as unsecured loan. But, you need specific documents for verification and quick disbursal of funds. These are the following documents that you must submit with your loan application form-

Identity Proof

These are the following document of your identity proof that you require for verification-

  • Adhaar Card
  • Recent Passport Size Photograph
  • Driving Licence
  • Government Id (If any)

Income Proof

  • Income Tax return copy
  • Salary Slip
  • PAN Card Photocopy or Form 16

Address Proof

  • Adhaar Card
  • Passport
  • Ration Card
  • Utility Bills

Importance of Credit Score for Loans

Credit Score plays an important to obtain various types of loans in Gurgaon. The financial institutions always check that you must have a good credit score. Other various aspects such as ongoing debts, repayment habits, income, etc. are also verified. CIBIL is one of the credit score providers. The expert team carefully verifies your application. After its completion, you get the notification for loan approval.

To know more about credit scores, visit Credit Score Checklist.

How to apply for a personal loan in Gurgaon?

Here are the important steps that you can follow to apply for a personal loan in Gurgaon and increase the chances of approval-

Check the Eligibility Criteria

You must check that you fit in the eligibility criteria to apply for the personal loan or not. You can take reference from the above-mentioned information too.

Check the Credit Score

You must also check that you have a relevant score. If you don’t have a good credit score, then it can affect the approval of your loan. However, if you already have a good credit score, then you can proceed to further steps.

Carefully fill the Details

After that, you need to fill in the information about your personal information such as Name, Address, PAN details, valid email address, mobile number, etc.

After filling in the information, you need to wait for approval. You will be notified instantly if your application is approved on your mobile number or email id. Then the fund will be transferred into your bank account.

Calculate Your EMI

If you want to know about the equated monthly installments that you will have to pay for your loan, you can use a personal loan calculator.

Use our EMI Calculator.

In this calculator, you just need to put the information about your desired loan amount, monthly income, and tenure. You will get an instant calculation of how much EMI you need to pay.

Things to keep in mind  while applying for Personal Loan in Gurgaon

Personal loan in Gurgaon checklist

Conclusion

The process is very easy if you are going to apply for a personal loan in Gurgaon. In the above-mentioned information, you can know about the importance and various purpose of a personal loan. Also, you must check that you provide all the necessary documents required by the financial institutions.

If you have any queries regarding the loan, you must contact the concierge desk or through email. The steps that we have mentioned will help you to get instant approval of loans.

Also, you must keep a track of your EMI dates so that you pay them on time and maintain a food credit score.

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